Digital asset brokerage Caleb & Brown says its integration with Ripple Payments has increased USD withdrawal speed by 22%. The upgrade targets a stubborn weak point in crypto operations: not on-chain transfers, which can settle within minutes, but the movement of fiat funds through banking systems that often take much longer.
Withdrawal upgrade targets banking delays
According to the company, the new setup is meant to make fiat withdrawals faster and more efficient. Caleb & Brown said slow bank settlement times and process bottlenecks have long delayed the transfer of cash, even when the crypto side of a transaction moves quickly. It described Ripple Payments as a way to cut part of that delay and improve the flow of funds between crypto platforms and traditional banks.
The firm also said the upgraded system should strengthen the operational backend of withdrawals, making it easier for clients to move funds directly out of their accounts with less friction. Caleb & Brown is known for high-touch brokerage services in digital assets, and its comments suggest that client experience is being shaped as much by cash movement as by trading access itself.
Executive points to dependence on dollars and banks
Jake Boyle, Commercial Director at Caleb & Brown, said Ripple Payments connects the speed of digital assets with the continued reliance of corporations and customers on US dollars and conventional banking rails. His remarks reflect a practical constraint in the sector. Blockchain transactions may be fast, but users still depend on fiat infrastructure when they need money to reach a bank account.
The source material notes that bank transfers can take hours or even days depending on the country, the banking partner, and compliance checks. That explains why many firms now prefer working with established payment providers instead of building their own networks from the ground up. Speed matters, but access to existing rails matters too.
Brokerage competition is shifting toward fiat access
Ripple, for its part, has been signing agreements with banks, payment companies, and digital asset firms to streamline cross-border transfers and accelerate fiat settlement. The article describes Ripple Payments as an institutional-grade payment solution, with a focus on improving operational flows, especially for international money movement.
The partnership also points to a wider change in how crypto brokerages and exchanges compete. Transaction fees and token listings remain important, but they are no longer the only visible differentiators. Firms are increasingly judged by how quickly users can deposit and withdraw fiat. For both retail and institutional clients, the speed of getting cash in and out is becoming a core service metric.