Clapp Finance, an all-in-one crypto management platform, has launched Flexible Savings — a yield product that pays up to 5.2% APY on BTC, ETH, stablecoins and euros. Users can withdraw any amount at any time, with no lock-up period.
High Yield, No Lock-Ups, Daily Compounding
Interest is credited every 24 hours. Current rates: 5.2% APY for EUR, USDC, USDT; 4.2% APY for ETH; 3.2% APY for BTC. CEO Ilya Stadnik said, “Banks offer low rates; many crypto products require lockups. Flexible Savings changes that — it lets you earn a high yield while keeping full access to your funds.” He added that a Fixed Savings product is coming soon to give users total control over their wealth.
Key Features at a Glance
Savings are integrated directly into the Clapp Wallet, alongside trading, credit lines, and portfolio tools — all fee-free and with instant fund movement. Assets are safeguarded by Fireblocks, and Clapp is a registered EU VASP. The minimum deposit is just €10 or the equivalent in crypto.
- Multi-asset support: EUR, USDC, USDT, BTC, ETH earn yield;
- Instant activation: enable the feature within seconds in the app;
- Regulated custody: EU VASP license and institutional-grade security.
Market Context: Yield-Bearing Stablecoin Sector Explodes 13x
The launch comes as the yield-bearing stablecoin segment has grown 13-fold in under two years, reflecting a massive shift of capital from traditional finance toward flexible, high-yield crypto savings. Clapp, founded in 2025 and based in the EU, serves over 130 countries with its CeFi-DeFi bridge tools.