At the Bitcoin Conference in Las Vegas, a new app called Cowbolt announced its mission: to make Bitcoin a part of everyday life. Cowbolt allows users to split expenses and settle instantly using Bitcoin or USDT, with no middlemen, no banking friction, and full self-custody. The app aims to turn every routine transaction into a Bitcoin onramp, starting with family and friends.
Core Features of Cowbolt
Cowbolt delivers four key features:
- Split and settle — Easily divide bills and pay in Bitcoin.
- Keep your keys — Users maintain full control of their assets.
- Fast and trusted — Transactions are confirmed quickly on the Bitcoin network.
- Works across borders — No geographical restrictions, ideal for global payments.
The app is already being used for remittances, group travel, and everyday purchases. It offers a modern fintech-like experience and is available for iOS and Android.
Team Vision: Starting with People, not Institutions
Cowbolt co-founder Daniel Ekström stated: 'We believe the most powerful onramp to Bitcoin isn’t an exchange — it’s people. That’s why we built Cowbolt. For friends, not hedge funds.' Co-founder and former Airbnb Creative Director Tony Högqvist added: 'Building Airbnb taught me that when design is simple and gets out of the way, people do amazing things. That’s the point here too. Not to store bitcoin in an ETF, but to use it between people. Effortlessly. Among teams, friends, families — every day.'