Speaking at “The Reserved Table: Redefining Asia's Future of Settlements” in Bangkok, Cregis Southeast Asia lead Tannie said stablecoins are moving beyond their identity as crypto financial products and are on track to become a foundational layer of global finance.
From crypto instrument to enterprise finance tool
According to Tannie, the main enterprise use case for stablecoins is changing. Instead of being used primarily for yield generation or speculation, stablecoins are increasingly being adopted for real-time settlement and liquidity management. That shift suggests they are becoming operational tools inside corporate finance rather than simply tradable digital assets.
The argument is especially relevant in cross-border business, where faster value transfer and more flexible treasury operations are increasingly important. In this view, stablecoins are not just alternative payment rails but a practical layer that can improve how companies move and manage money.
Two hurdles remain for mainstream integration
Tannie also argued that broader adoption will depend on solving key infrastructure and compliance issues. One priority is interoperability between on-chain and off-chain systems, so stablecoins can work smoothly with existing enterprise finance, payment, and settlement workflows. Another is building a programmable KYC/AML compliance layer that can satisfy both corporate controls and regulatory expectations.
Without those capabilities, stablecoins may remain useful in limited crypto-native settings but struggle to become part of mainstream financial architecture.
Embedded into payments and value flows
Tannie predicted that within three years, stablecoins will no longer be seen as alternative financial tools sitting outside the traditional system. Instead, they could become embedded in payments, treasury functions, and global value flows. The next phase of competition, therefore, may center less on issuance alone and more on which platforms can combine compliance, interoperability, and enterprise usability at scale.