Google’s Gemini AI model has floated a bullish case for XRP, saying the token could deliver the largest percentage return among major cryptocurrencies by 2029, the end of U.S. President Donald Trump’s current term. The comparison in the analysis focused on Bitcoin, Ethereum, and XRP.
The model’s view rests on one main point: regulatory pressure that weighed on XRP for years has eased. In the report cited by the outlet, Gemini said that if it had to speculate on which asset could post the highest percentage return between now and 2029, “the answer is likely XRP.” The framing matters. This was presented as speculation, not investment advice.
XRP thesis centers on legal overhang lifting
Gemini labeled XRP the most aggressive option of the three assets it evaluated. Its reasoning was tied to the end of legal obstacles that had affected the token since 2020. According to the source material, XRP had faced prolonged uncertainty after the U.S. Securities and Exchange Commission sued Ripple Labs, the company associated with the asset. That dispute has since been resolved.
The analysis added that U.S. financial institutions now have regulatory clarity to use XRP’s on-demand liquidity services. For the model, that shift changes the setup around XRP’s risk-reward profile. A market that had been discounting legal uncertainty may now price the token differently, which is why Gemini framed it as the asset with the biggest upside potential in percentage terms.
Bitcoin framed as the safer position under U.S. policy support
Bitcoin, by contrast, was described by Gemini as the “safest bet.” The model pointed to the creation of a Strategic Bitcoin Reserve in 2025, arguing that the move elevated Bitcoin into the realm of national policy. In that reading, institutional and political backing become part of the valuation story.
That does not mean markets have moved in a straight line. The report noted that Trump campaigned on turning the United States into a global crypto hub and repeated that commitment at the World Economic Forum in Davos. Even so, the early months of his presidency have been marked by volatility, with Bitcoin and many altcoins declining in recent weeks.
Ethereum seen as a utility play while CLARITY Act talks stall
Gemini took a different angle on Ethereum, calling it a “tech and utility play.” The model said Ethereum would likely benefit more from broad deregulation than from narrowly targeted executive action. That places its outlook closer to changes in the overall operating environment than to one headline policy decision.
The policy picture remains mixed. Trump has said he plans to sign more crypto-focused legislation soon, but the CLARITY Act, widely seen as an important framework for digital asset regulation, has been delayed by several weeks and possibly months, according to reports cited in the story. The Senate Banking Committee has shifted its attention to housing-related issues.
The article also stressed the limits of the forecast. Crypto markets remain volatile and often move against consensus expectations. Gemini’s output was presented as a speculative scenario, and the eventual performance of XRP, Bitcoin, and Ethereum will still depend on regulatory developments, economic conditions, and broader market behavior.