SAN FRANCISCO, April 22, 2026 — Infinite, a payments and compliance technology platform, today announced the launch of Infinite Accounts, dedicated bank accounts with unique routing numbers that operate across both traditional payment rails and stablecoin networks. The accounts are powered by Erebor Bank, N.A., Member FDIC.
Businesses integrate once with Infinite's platform to unlock deposit accounts with full transactional capabilities — deposits, withdrawals, ACH, domestic and international wire transfers — alongside stablecoin functionality. All accessible through Infinite's APIs. Deposit accounts may be eligible for FDIC deposit insurance up to $250,000 per depositor, per insured bank, per ownership category. Stablecoin products accessible via the platform are not FDIC-insured, are not bank deposits, and may lose value.
One API Bridges Two Payment Worlds
What sets this program apart is how it collapses what traditionally required multiple banking relationships, compliance vendors, and crypto infrastructure into a single experience. A payroll company can pay contractors via ACH or on-chain stablecoin from the same funded account. A treasury platform can receive fiat deposits and programmatically convert to stablecoins for cross-border settlement. The complexity stays hidden in the platform, not in the customer's workflow.
The partnership also supports stablecoin mint and burn tied to fiat funds, on-chain and off-chain transaction flows across supported blockchain networks, and intelligent routing between ACH and wire transfers. Businesses don't need to manage wallet infrastructure or navigate crypto complexity; the platform handles provider routing, compliance checks, and reconciliation behind the scenes.
Stablecoin Holdings Not FDIC-Insured
Infinite emphasizes that stablecoin holdings are not bank deposits, are not FDIC-insured, are not guaranteed by any financial institution, and may lose value. Banking services including FDIC-insured deposit accounts are separately available through Erebor Bank.
The program is built around Infinite's Merchant Developer model. Third-party platforms, developers, and merchants integrate with Infinite's APIs to offer banking and stablecoin capabilities to their own end users under their own brand — without needing to build payment infrastructure or manage direct banking relationships.
“We built Infinite to make stablecoin payments as easy, if not easier, to adopt as any other payment method,” said Nikhil Srinivasan, CEO of Infinite. “Real bank accounts, real payment rails, and stablecoin capabilities – all through one platform that businesses can integrate into their existing workflows.”
Founded by Nikhil Srinivasan and Raj Lad, Infinite is a payments and compliance technology company building the enablement layer for B2B stablecoin adoption. Its unified platform integrates payments, compliance, and risk controls for embedded fiat and stablecoin transactions. Visit https://infinite.dev to learn more.