Ireland’s Department of Finance has laid out plans for a new tax-advantaged investment account designed to encourage broader retail participation in markets, but crypto assets will not be included. Under the roadmap published Monday, the proposed accounts will allow investment in stocks, bonds, exchange-traded funds and other investment funds, while excluding crypto and derivatives. The government classified those excluded products as "highly complex and risky." The accounts are expected to become available to Irish residents next year, though no launch date has been set. Details including the applicable tax rate and the tax-free threshold are due to be announced in Ireland’s Budget 2027. The move leaves digital assets outside a new framework intended to make investing easier and more tax-efficient for residents. It also comes as Ireland steps up oversight of the crypto sector, including proposed reforms aimed at strengthening anti-money laundering requirements.
Ireland is planning a new tax-advantaged investment account for stocks, bonds, exchange-traded funds and other investment funds, but crypto assets and derivatives will be left out.

A roadmap published Monday by Ireland’s Department of Finance said the new accounts are meant to encourage more retail investing. The document also makes clear that crypto and derivatives will not be part of the preferential tax structure, reflecting the government’s cautious stance on digital assets.
According to the roadmap, eligible investments will include stocks, bonds, ETFs and other investment funds. Crypto assets and derivatives are excluded because the government classifies them as "highly complex and risky" products.
Accounts set for next year
The roadmap said the accounts will be available to Irish residents next year, although no specific launch date has been announced. The tax rate and the tax-free threshold will be set out in Ireland’s Budget 2027.

That leaves digital assets outside a new investment framework intended to make investing simpler and more tax-efficient for Irish residents.
Broader crypto oversight continues
The announcement also comes as Ireland takes a more active approach to crypto oversight, including proposed reforms to strengthen anti-money laundering requirements for the sector.
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