London-based fintech startup DLT Financial says it plans to launch a fund designed to track an index of the top 10 cryptocurrencies in the market, according to a report cited from Yahoo Finance. The proposed product would include leading digital assets such as Bitcoin, Ether, and Ripple, and is positioned as a way to make crypto investing more accessible to a broader class of investors.
A bid to connect blockchain markets with traditional finance
DLT Financial, which was recently rebranded from Tramonex, describes itself as a fintech company focused on turning virtual currencies into a more compelling asset class for investors. Earlier in April, Tramonex received a £250,000 grant from the UK government. The company now says it intends to use that momentum to develop a working prototype of a digital currency index product.
At the center of the plan is a familiar concept from traditional finance: an index fund that offers exposure to a basket of assets rather than requiring investors to select and manage each holding individually. In crypto, where buying, storing, and securing assets often requires technical know-how, that structure could lower the barrier to entry for investors who want exposure without handling wallets, private keys, or exchange operations themselves.
Dave Askey, co-founder of DLT Financial and chief technology officer of Tramonex, said the company’s goal is to “bridge the gap” between the blockchain technology world and the more traditional institutional investment community. That framing is important. Rather than targeting only crypto-native users, DLT Financial appears to be building for investors who may be interested in digital assets but are discouraged by operational complexity and security risks.
Making crypto exposure easier to access
Askey said that investing directly in cryptocurrencies remains difficult for many participants because it often requires deep technical knowledge, from purchase execution to asset management. DLT Financial’s pitch is that it can abstract much of that complexity and package crypto exposure into a more familiar investment format.
In practical terms, that means investors would be able to access a basket of major digital assets through a structured vehicle rather than assembling a portfolio on their own. Such an approach mirrors how investors in traditional markets use products linked to benchmarks like the Dow Jones Industrial Average or the S&P index to gain broad market exposure.
For institutional and mainstream investors, this structure may be easier to understand and potentially easier to integrate into existing portfolio frameworks. It also aligns with a broader trend in digital assets: the effort to wrap crypto exposure in investment vehicles that look and feel more like conventional financial products.
Security remains central after exchange hacks
Security is another major part of DLT Financial’s pitch. The company said it plans to use the best security practices currently available to protect client funds. That emphasis comes in the wake of growing concern around exchange security, particularly following the attack on Hong Kong-based Bitcoin exchange Bitfinex, which heightened investor anxiety around the risk of holding cryptocurrencies.
To address those concerns, DLT Financial said it would rely on deep cold storage. In essence, the firm’s model is built around keeping client assets offline, reducing exposure to online attack vectors. By doing so, the company argues that investors would not need to bear the same level of hacking and loss risk associated with directly holding or actively moving cryptocurrencies across platforms.
For traditional investors evaluating crypto for the first time, custody has long been one of the biggest sticking points. Price volatility is only part of the challenge; questions around safekeeping, operational controls, and counterparty risk are equally important. DLT Financial’s decision to highlight cold storage suggests it understands that any institutional-grade offering must address not only access, but also trust and asset protection.
Index products remain rare in crypto
While index investing is common in equities, it remains relatively uncommon in cryptocurrency markets. The report notes that exchange Poloniex previously introduced Coinoindex, a product compared to the Dow Jones in concept. That service enabled investments in the top 20 altcoins and associated portfolios using calculations based on Poloniex’s exchange engine. However, the platform has since become defunct, underlining how limited the market still is for functioning crypto index products.
That scarcity may create an opening for DLT Financial. If the company can successfully build and operate a reliable benchmark-driven crypto fund, it could fill a gap for investors seeking diversified exposure rather than concentrated bets on single tokens. In a market known for rapid shifts in leadership among digital assets, a top-10 index structure may appeal to investors who want broad participation without making highly specific directional calls.
At the same time, a top-10 strategy introduces questions about methodology, rebalancing, liquidity, and constituent selection. The original report does not detail how DLT Financial will weight assets in the index or how frequently changes will be made. Those design choices will matter because they can significantly shape fund performance, risk concentration, and investor perception of fairness and transparency.
A step toward mainstream financial integration
DLT Financial’s proposed product should also be viewed in the context of a wider industry effort to build bridges between crypto markets and conventional investment channels. As crypto-based trusts, ETFs, and index products continue to evolve, they may encourage more traditional investors to trade, hedge, speculate, or allocate capital to digital assets.
The idea is straightforward: the more crypto can be packaged into recognizable financial structures, the easier it may be for wealth managers, institutions, and retail investors to consider it alongside other asset classes. Products that resemble familiar benchmark-based investments may also help normalize crypto exposure within broader portfolio discussions.
Whether DLT Financial ultimately succeeds will depend on execution, regulatory readiness, operational resilience, and investor demand. But the announcement itself signals a clear direction for the market: moving from direct, technically demanding ownership models toward professionally managed, institutionally framed products.
In that sense, DLT Financial’s plan is about more than a single fund launch. It reflects an early attempt to translate the promise of digital assets into a format the traditional investment world can better understand. If successful, such products could play a meaningful role in expanding crypto participation beyond technically sophisticated users and into the broader financial mainstream.