MetaMask Money Account: Stablecoin Deposits + Card Spending with Up to 4% APY
On June 30, 2026, MetaMask introduced its Money Account, a new product that merges crypto yield generation with everyday spending. Users deposit mUSD stablecoins to earn a variable annual percentage yield (APY) of up to 4%, while also being able to use a linked debit card for purchases. The returns are powered by DeFi vault strategies, eliminating the need for users to actively manage their positions.

Notably, the Money Account is not yet available to residents of the UK and the EU. MetaMask positions this account as a bridge between traditional banking convenience and decentralized finance (DeFi) earning potential, aiming to lower barriers for users to access on-chain yields while maintaining payment functionality.

