MetaMask 正式推出 Money Account 功能,用户存入 mUSD 稳定币可享最高 4% 可变 APY,收益来自 DeFi 金库策略。该账户同时支持借记卡消费,但目前暂不包括英国和欧盟用户。
MetaMask has officially launched its Money Account, a stablecoin yield product that offers up to 4% variable APY on mUSD balances. The yield is generated through DeFi vault strategies. The account also comes with a linked debit card for spending, allowing users to use their stablecoin balance for everyday purchases.

However, the service is currently unavailable to residents of the UK and EU. This move by MetaMask aims to bridge DeFi yields with real-world spending, lowering the friction for on-chain capital utilization.
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