Nexo, the digital asset wealth platform overseeing more than $8 billion in assets, reports a 136% year-over-year increase in its Nexo Private client base since the start of 2025. The surge underscores accelerating institutional crypto adoption, particularly among high-net-worth individuals and family offices seeking tailored digital asset solutions.
High-Net-Worth Investors Flock to Structured Crypto Lending
Nexo Private targets clients with portfolios of $100,000 or more, offering dedicated relationship managers, priority access, personalized onboarding, and custom borrowing terms. Language support expanded from 9 to 17, extending the service’s global reach across 199 jurisdictions. Recent data indicates up to 74% of high-net-worth individuals and family offices are already invested in crypto or actively evaluating allocations, a figure that has climbed alongside the post-ETF environment, which attracted over $30 billion in inflows during its first year.
Elevated borrowing costs in traditional finance are reshaping liquidity management for wealthy investors. Rather than selling appreciating holdings, clients increasingly turn to crypto-backed credit lines to access cash. Nexo Private positions its credit products directly within that demand.
Zero-Interest Credit Up to $100 Million Fuels Expansion
The platform’s flagship offering is its Zero-interest Credit (ZiC) strategy, allowing eligible clients to borrow up to $100 million at zero interest, secured by bitcoin or ether. The product was named “Consumer Lending Product of the Year” at the 2026 FinTech Breakthrough Awards. Beyond ZiC, Nexo Private offers custom credit lines with up to 65% loan-to-value ratios across a collateral base of more than 40 digital assets, alongside over-the-counter trading with deep liquidity and minimal slippage.
Octavian Dinca, Nexo’s Head of Private Client Services, noted: “Clients are moving past simple exposure and toward more structured strategies. Products like our Zero-interest Credit give clients both the flexibility and the liquidity access they need to make their holdings work harder without giving them up.”
Integrated Tools and Personalized Experiences
As part of the expansion, Nexo introduced in-app private chat, providing eligible clients a direct, secure line to their relationship manager without leaving the platform. The feature runs within Nexo’s security infrastructure, including a real-time Anti-Scam Engine and SOC-certified controls. Portfolio tools have also been expanded, offering collateral optimization mechanisms and exposure expansion tools for actively managed high-volume positions. Additionally, clients gain access to curated experiences—sporting events, industry gatherings, private engagements—coordinated by their dedicated relationship manager.
Nexo has operated since 2018 and processed over $400 billion in transactions. The 136% client growth in Nexo Private signals a pivotal shift in crypto wealth management from speculative exposure to sophisticated financial structuring, further accelerated by the convergence of high traditional borrowing costs and the institutional legitimization of digital assets via ETFs.