Investment platform Public has rolled out cryptocurrency trading for Traditional IRA and Roth IRA accounts, giving users a new way to include digital assets in retirement portfolios. The move expands access to crypto within tax-advantaged investment structures that are typically used for long-term wealth building.
More than 40 cryptocurrencies now available
According to the announcement, Public users can trade more than 40 cryptocurrencies inside eligible IRA accounts. The lineup includes major assets such as Bitcoin, Ethereum, and Solana, allowing retirement investors to diversify beyond traditional stocks and funds within the platform’s supported account types.
Focus on tax treatment and retirement planning
The key appeal of the new feature is the tax treatment tied to IRA structures. Public said users may benefit from tax-deferred or tax-free gains, depending on whether they use a Traditional IRA or a Roth IRA and subject to applicable account rules. That framework positions crypto not only as a speculative asset, but also as a potential component of long-term retirement allocation.
Public CEO Leif Abraham said cryptocurrencies have progressed from experimental instruments into global assets, while retirement investing tools have been slower to adapt to that shift. In his view, bringing crypto trading into IRA accounts helps close that gap and aligns retirement products more closely with how modern investors view the asset class.
A broader sign of convergence between crypto and traditional finance
Public’s launch also reflects a wider trend of digital assets moving deeper into conventional financial products. As investor demand grows for regulated and familiar ways to access crypto exposure, retirement accounts may become an increasingly important channel. Still, the source material notes that the information is for reference only and does not constitute investment advice, underscoring the need for independent research and professional financial guidance.