Ripple has introduced two new features to its enterprise treasury platform, Ripple Treasury: Digital Asset Accounts and Unified Treasury. The update allows corporate finance teams to view and manage XRP, RLUSD, and traditional fiat balances from a single backend, without adding separate wallet or custody infrastructure.
Digital assets move into the treasury workflow
Ripple describes the launch as the first treasury management system with native digital asset functionality built in. The company’s pitch is straightforward: instead of forcing firms to run crypto operations through disconnected tools, the new setup places digital asset accounts, balances, and transaction records inside the same operating environment already used for treasury work.
With Digital Asset Accounts, finance teams can create digital asset accounts directly inside the platform. Token balances such as XRP and RLUSD are displayed alongside cash positions, while real-time exchange rate algorithms convert holdings into fiat value. Each transaction is automatically logged with the native asset amount, fiat equivalent, and market price at the time, creating an audit trail. Ripple said the data precision reaches 15 decimal places and matches on-chain records.
Built on the GTreasury stack
The new features sit on top of GTreasury, the system Ripple acquired in 2025 for $1 billion. According to the source material, GTreasury processed $13 trillion in payment volume for clients last year, serving organizations ranging from small and medium-sized businesses to Fortune 500 companies. Ripple is adding the digital asset layer to that existing infrastructure rather than replacing it.
Unified Treasury connects to multiple external custodians through APIs, using Ripple Treasury’s existing bank integration layer. That means companies do not need to bolt on another separate system to connect custody providers.
Ripple is targeting the CFO office
CoinDesk quoted Ripple Treasury Senior Vice President Renaat Ver Eecke as saying that digital assets have already reached the CFO’s desk, and the question has shifted from whether to participate to how to do it without disrupting current operations.
Ripple said these features are the starting point of a broader framework. Future plans include expansion into cross-border settlement, internal group payments, and overnight yield on idle cash through the repo market, all driven by stablecoins.