Ripple CEO Brad Garlinghouse said the crypto industry has reached a defining moment ahead of Swell 2026, pointing to stronger institutional adoption and broader real-world use of blockchain. His message was clear: years of work across the digital asset sector are starting to show up in meaningful scale, not just experimentation.
New York event will combine Swell and Apex
Ripple’s flagship conference is scheduled for Oct. 27-29 in New York, and this year it will bring Swell and Apex together for the first time. Garlinghouse said Ripple has been building toward this stage for years. He linked the conference timing to wider acceptance of blockchain technology across financial institutions and enterprises.
He also said he has spent enough time in crypto to recognize when a major shift is underway. In his view, the change is bigger than a single company cycle. It reflects a broader adoption trend spreading across the industry.
Ripple executives frame the event around adoption and ecosystem growth
Ripple President Monica Long described Swell 2026 as the company’s biggest conference so far. She said the agenda will include main-stage keynotes, expanded programming, and multiple tracks focused on institutional adoption, ecosystem growth, and innovation. The event also marks the 10th anniversary of Swell, giving Ripple a stage to present updates across its products, partnerships, and technology efforts.
That positioning matters. Ripple is using the conference to show how its business, partner network, and technical stack have evolved as the market around digital assets becomes more active.
Schwartz expects talks on XRPL, AI, tokenization, and DeFi
Ripple CTO Emeritus David Schwartz highlighted the growing utility of XRP and the XRP Ledger. He said one of the most valuable parts of Swell is seeing how developers and businesses keep building new applications on the network. According to Schwartz, discussions are expected to cover payments, tokenization, interoperability, DeFi, artificial intelligence, and other emerging blockchain use cases.
That points to a conference agenda centered on product and network usage, not just executive commentary. XRPL development and business applications are likely to be a visible part of the event. Schwartz also encouraged members of the XRP community to bring ideas and look for new opportunities during the gathering.
Speaker lineup includes Matt Damon and Tom Farley
Ripple has also named several speakers. Actor and Water.org co-founder Matt Damon is expected to discuss how the nonprofit uses Ripple Payments and the RLUSD stablecoin. Bullish CEO and former New York Stock Exchange President Tom Farley is also scheduled to take part.
Based on the details released so far, Ripple is presenting Swell 2026 as its largest conference to date, with attendance expected from industry leaders, developers, and institutional participants across the digital asset ecosystem.

