Ripple President Monica Long has laid out the company’s next priorities for XRP, the XRP Ledger and RLUSD as Ripple expands its blockchain payments strategy for institutional clients. Her message was direct: Ripple wants to build infrastructure that supports interoperable, multichain transactions while increasing adoption of its products across the financial sector.
XRPL is being positioned for institutional settlement
Long said the next phase of digital payments will rely on blockchain networks that can work across systems and meet institutional requirements. She made those comments while discussing Ripple’s role as a day-one integration partner in the newly launched Open USD stablecoin initiative. Ripple’s goal is to make the XRP Ledger a preferred network for blockchain-based settlement instead of keeping institutions inside isolated blockchain environments.
Ripple joined more than 140 financial and technology companies backing Open USD at launch. The group includes Visa, Mastercard, Stripe, Coinbase, BlackRock, Google, Shopify, BNY and Standard Chartered. The initiative reflects a wider push to create regulated stablecoin infrastructure that can operate across multiple chains, which fits Ripple’s stated focus on open standards and institutional blockchain adoption.
XRP and RLUSD are central to the expansion plan
Long also said Ripple will keep developing the XRP Ledger as a foundation for regulated financial applications, while trying to make the network a key destination for the next wave of regulated stablecoins. At the same time, Ripple plans to expand the global utility of XRP and RLUSD, with attention on payment flows, cross-border settlement and regulated financial infrastructure.
Ripple executives also pointed to the size of the company’s institutional business. Ripple Prime currently processes more than $3 trillion in annual transaction volume for over 300 institutional clients. Ripple Prime CEO Mike Higgins recently said the company intends to bring its prime brokerage and clearing infrastructure directly onto the XRP Ledger, giving institutional clients access to more financial services through blockchain rails while keeping compliance requirements in place.
Ripple is pitching XRPL as broader financial infrastructure
Long’s comments show that Ripple’s strategy goes beyond expanding XRP usage alone. The company is also working to strengthen the XRP Ledger’s role as institutional blockchain infrastructure and increase the use of RLUSD alongside regulated stablecoins. In Ripple’s framing, XRPL is not just a payment network. It is being developed as infrastructure that can support institutional settlement, regulated stablecoin activity and a broader set of financial services within a multichain setup.
By joining the Open USD consortium, Ripple is aligning itself with some of the largest financial and technology firms pursuing interoperable digital payment systems. Long said interoperable blockchain infrastructure will shape the next generation of digital payments, and Ripple is trying to place XRP, XRPL and RLUSD at the center of that buildout.