Ripple is shifting its 2026 strategy toward consolidation after a year of rapid expansion, CEO Brad Garlinghouse said. The company is now focused on integrating recent acquisitions, aligning larger teams and platforms, and turning past spending into measurable business results. In 2025, Ripple completed two major acquisitions, increased its workforce by 50%, and invested more than $1 billion.
Execution becomes the main internal priority
Garlinghouse said integration will define Ripple’s internal agenda this year. After expanding quickly through deals and hiring, the company is concentrating on streamlining operations and improving execution. The near-term goal is not to keep widening the organization at the same pace, but to make sure the enlarged structure works together efficiently and delivers value from the capital already deployed.
He said Ripple will continue to look at new opportunities, though the immediate task is internal alignment. That includes bringing expanded teams and platforms into closer coordination and making sure earlier investments show clear outcomes. For Ripple, the next phase is less about headline expansion and more about operational discipline.
Ripple Prime triples revenue run rate
On the institutional side, Garlinghouse pointed to Ripple Prime as a business already showing visible traction. According to him, the prime brokerage platform has tripled its revenue run rate, supported by stronger participation from large financial institutions. That trend has widened Ripple’s presence in institutional markets.
He also said Ripple’s stronger balance sheet has improved its standing as a counterparty. Institutions that may previously have avoided smaller firms are now engaging, which has helped broaden the client base for Prime. Ripple plans to use its existing infrastructure to deepen those relationships and extend services within the prime brokerage segment.
Corporate treasury demand rises as service lines move closer
Ripple Treasury is also seeing increasing demand from corporate clients, Garlinghouse said. More companies are turning to Ripple for treasury-related services, and that demand is shaping the company’s broader growth plans. The company’s focus now is to deliver those services efficiently while maintaining client satisfaction.
Garlinghouse added that Ripple sees strong alignment between its treasury and brokerage offerings. The company intends to connect those business lines more closely to capture operational synergies, though he said much of that potential has not yet been realized.