Stablecoins are moving rapidly from retail payments into enterprise-grade applications. A new report from payment infrastructure firm Cybrid reveals that enterprise adoption of stablecoins is no longer a niche experiment but an accelerating mainstream trend. The survey of 468 corporate executives and business leaders provides a detailed picture of stablecoin usage in cross-border payments, cost optimization, and ecosystem expansion.
Enterprise Stablecoin Adoption: Key Data Points
The survey shows that 42% of responding companies already use stablecoins for cross-border payments, while 88% indicate they are “very likely” to adopt stablecoin solutions within the next 12 months. In stark contrast, only 2% of respondents plan to rely entirely on traditional payment networks. This data suggests that stablecoins are rapidly capturing market share from conventional cross-border remittance channels, becoming a critical tool for corporate treasury management.
Companies using stablecoins also achieve significant cost savings. On average, they save 35% on cross-border payment costs. For large enterprises processing over $100 million per month, savings can reach as high as 47%. The most common use cases are, in order: payroll processing, supplier payments, and customer payouts—covering multiple essential business operation areas.
Regulation and Infrastructure: Twin Engines for Scaling
When it comes to factors driving further stablecoin adoption, regulatory policy is viewed as the most critical catalyst. 71% of respondents highlight that clear regulatory frameworks (such as the recently passed U.S. GENIUS Act) are the primary factor for scaling stablecoin usage—even more important than infrastructure maturity. This indicates that for enterprises, compliance takes precedence over technical convenience.
At the same time, industry supporting infrastructure is expanding rapidly. Data from payment platform Paybis shows that B2B transactions accounted for nearly 98% of its stablecoin payment volume in the first four months of 2026, reflecting strong demand from enterprise users. This week, BNY Mellon announced an expansion of its digital asset custody platform, allowing institutional clients to store and transfer Circle’s USDC directly through the bank. These infrastructure developments will further lower the barrier to stablecoin adoption for enterprises, accelerating the path to mainstream integration.