Cryptocurrency exchange Changelly has published a comprehensive guide to Stellar Lumens (XLM) wallets, offering users a range of storage solutions from mobile apps to hardware devices. XLM, the native token of the Stellar network, powers a platform designed for fast, cheap cross-border transfers — with fees as low as $0.00006 per transaction and near-instant settlement.
Trust Wallet: Binance-Acquired Mobile Wallet with Self-Custody
Acquired by Binance in 2018, Trust Wallet supports Ethereum tokens (ERC20/ERC223) as well as XLM. Private keys reside on the user's device, and backup recovery is available. A built-in Web3 browser enables direct access to decentralized applications (DApps).
Lobstr: Non-Custodial Wallet with Intuitive Interface
Lobstr operates as a non-custodial wallet, supporting all major cryptocurrencies and fiat currencies. Unlock options include 2FA, fingerprint, or a 4-digit PIN. It offers quick access to Stellar Lumens with a decent security level compared to other hot wallets.
Stargazer: Open-Source Wallet for Android and Desktop
Stargazer provides both Android mobile app and macOS desktop versions. It is open-source and supports personal and shared accounts. The simple design makes it suitable for beginners, though as a hot wallet, it carries inherent security risks for large holdings.
Freewallet's Stellar Wallet
The Stellar Wallet by Freewallet is a custodial multicurrency platform available on Android and web. Security measures include multi-signature confirmation, strong encryption, 2FA, PIN, and fingerprint access. Users can sign up via email, Facebook, or Google accounts and access the wallet across OSX, Windows, and Linux.
Blockchain.com: Established Multi-Coin Web Wallet
Operating since 2013, Blockchain.com Wallet supports five coins including XLM, with over 52 million installed wallets in 20 languages. Security features include 2FA, email verification, 4-digit code, and biometrics. Crypto-to-fiat transactions are available in 30 countries.
Astral Wallet: Dividend Earning via Inflation Pool
Astral Wallet is a web-only wallet with a unique feature: dividend payments from an inflation pool, allowing users to earn extra XLM simply by holding. It supports multiple addresses (each requiring email confirmation) and uses AES-256 encryption plus 2FA. A relatively secure hot storage option.
Foxlet: Stellar-Recommended Desktop Wallet
Foxlet is the only wallet specifically recommended by the Stellar development team for XLM. It runs on macOS, Linux, and Windows. The minimalist interface boosts speed but stores the secret key locally, so PC security directly affects asset safety. It focuses solely on keeping XLM secure with basic features.
Ledger Nano S: Industry-Standard Hardware Wallet
Ledger Nano S supports over 1,200 digital assets, including XLM. The private key stays offline, with seed phrase recovery and 2FA. Priced around $75–80, it is compatible with 64-bit desktops (Windows 8+, macOS 10.10+, Linux) excluding ARM processors, and Android 7+ smartphones.
BC Vault: Ultra-Secure Hardware Preloaded with 1 BTC
BC Vault is known for top-tier security: each wallet comes preloaded with 1 Bitcoin — if an attacker cracks the encryption, they keep the BTC. It supports all ERC-20 tokens, costs around $150, and offers an intuitive interface.
In summary, Changelly's guide recommends Ledger Nano S as the best hardware choice, Foxlet for desktop-only XLM storage, and Trust Wallet, Lobstr, Stargazer, and Freewallet as top mobile options. Users can buy Stellar Lumens via Changelly using Visa/Mastercard credit cards, bank transfers, or Apple Pay.