The UK and the US have jointly issued a policy statement on stablecoins through the Transatlantic Regulatory Exchange’s Future Financial Markets Working Group, according to a release published on GOV.UK and cited by TechFlowPost on July 15. The statement, dated July 14, 2026, says the two governments reached several points of agreement on a stablecoin regulatory framework aimed at supporting coordinated development in digital finance markets.
The statement recognizes stablecoins as an important vehicle for digital currency innovation and backs their use in cross-border payments, settlement, and tokenized financial markets. It also says stablecoins should be backed by at least 1:1 reserves in high-quality liquid assets, with those reserves strictly segregated from an issuer’s own funds. In addition, both sides said they would work toward a timely, clear, and consistent legal path for supervision while avoiding disproportionate reserve requirements or barriers to market entry. The document also mentions exploring cross-border interoperability mechanisms and protecting holders’ priority claims over reserve assets in the event of issuer bankruptcy or restructuring.
The UK and the US jointly issued a stablecoin policy statement on July 14, 2026 through the "Transatlantic Future Markets Working Group," according to information published on GOV.UK and cited by TechFlowPost on July 15. The statement says the two sides reached several areas of consensus on a stablecoin regulatory framework aimed at supporting coordinated development in their digital financial markets.
The document says both countries recognize stablecoins as an important vehicle for digital currency innovation and support their use in cross-border payments, settlement, and tokenized financial markets.
Key points in the joint statement
Under the statement, stablecoins should be backed by at least 1:1 full reserves held in high-quality liquid assets. Those reserve assets should be kept strictly separate from an issuer’s own funds.
The UK and the US also said they would provide a timely, clear, and consistent legal path for stablecoin regulation, while avoiding disproportionate reserve requirements or barriers to market access.
Cross-border interoperability and insolvency treatment
The statement also says the two governments will explore mechanisms for cross-border stablecoin interoperability between the two jurisdictions. In cases involving an issuer’s bankruptcy or restructuring, holders should have priority claims over the reserve assets.
Both governments said regulatory policy should protect financial stability without blocking innovation or cross-border competition.
This article was originally published by Bit.Fan. For more cryptocurrency news and market insights, visit www.bit.fan. Disclaimer:
The market information, project data, and third-party content displayed on this platform are for industry information sharing only and do not constitute any form of investment advice or return commitment.
Cryptocurrency trading carries high risks. Users should fully assess their risk tolerance and make independent decisions. All profits, losses, and legal responsibilities are borne by the users themselves.
