Vaduz, Liechtenstein, September 5, 2025 – The financial payments industry has received a major upgrade. xMoney, the pioneering payments company, has officially launched its new token XMN, boosting token utility and accelerating the expansion of its ecosystem. The token launch provides strategic new benefits for holders and the infrastructure for xMoney to rapidly deploy high-volume scalability plans.
Built for Compliance: First Token Designed Under MiCA from Day One
Unlike most tokens, XMN has been designed to comply with the European Union's Markets in Crypto-Assets Regulation (MiCA) since its inception, making it one of the first tokens in Europe built for a long-term, regulated future. Headquartered in Vaduz, Liechtenstein, xMoney holds strategic European licenses and is committed to blending compliance, innovation, and global payment integration.
XMN Utility Suite: Empowering Merchants and Users
XMN powers the xMoney ecosystem by creating value for every participant. Key features include:
- Merchant Tiered Benefits: Tiered fee reductions based on XMN staking or holdings, referral bonuses for onboarding new merchants, and specific platform feature unlocks tied to staking thresholds.
- Loyalty Program: A renewed user-facing loyalty system that rewards engagement and transaction activity, enables redemption of loyalty points through XMN, and boosts rewards for long-term holders and stakers.
- Governance Participation: Staked token holders can vote on platform proposals (excluding xMoney's corporate decisions), promoting decentralized community input on features and roadmap.
- Early Feature Access: Users who stake XMN receive early access to beta features, promotional campaigns, and new platform functionalities.
Tokenomics: Capped Supply and Real-World Feedback Loop
XMN has a capped supply of 10 billion tokens, ensuring predictability and preventing uncontrolled inflation. The upgraded token model links utility directly with merchant incentives and loyalty rewards, combining compliance and global reach. As more merchants transact with xMoney, fee flow increases, creating a feedback loop between business growth and token usage. The improved tokenomics support high transaction volume across fiat and crypto, meaningful utility throughout the payment lifecycle, and a transparent, long-term economic model.
Multi-Ecosystem Expansion: From MultiversX to Global Reach
While xMoney's roots remain strong in MultiversX, the company plans to expand to other ecosystems where merchants, developers, and users are building. This enables faster settlements, lower fees, and smoother payment flows. XMN is introduced to meet xMoney's revised scaling demands and support its new infrastructure, allowing its high-volume payments system to expand without interruption and fuel its mission of delivering financial products to the world economy.
Greg Siourounis, xMoney Co-Founder & CEO, stated: “Innovation isn’t a single step – it’s a constant evolution. XMN is our latest leap forward: a bridge between trust and innovation, unifying payments, DeFi, and loyalty in a single interoperable layer built to adapt and endure. With XMN, we’re showing that real-world adoption is possible, that businesses and users can connect seamlessly, and that money transfers can be redefined for the future.”
By combining compliance, utility, and multi-ecosystem growth, XMN positions xMoney as the financial platform of the future. For more information on XMN tokenomics and how the future of money is xMoney, visit the official website.