XRP Ledger’s reference server software, xrpld v3.4.0, was released on Sept. 17, adding the LendingProtocolV1_1 amendment to the codebase. The release introduces support for closed vaults and cash-basis accounting, though those features are not live yet and still require validator consensus approval before activation. The update also includes bug fixes and build optimizations. The XRPL Foundation has advised node operators to upgrade in order to maintain service continuity. According to Techub, citing Bitcoinist, the rollout follows a software-first and amendment-later approach, allowing the code to propagate across the network before consensus-layer changes are switched on. That structure is intended to give developers a technical base for building native lending infrastructure on XRP Ledger.
XRP Ledger’s reference server software, xrpld v3.4.0, was released on Sept. 17, according to Techub, which cited Bitcoinist. The version adds the LendingProtocolV1_1 amendment and brings support for closed vaults and cash-basis accounting.
Features are not active yet
The new functions still need validator consensus approval before they can be activated on the network.
Bug fixes and build improvements included
Beyond the lending-related changes, xrpld v3.4.0 also carries bug fixes and build optimizations. The XRPL Foundation has recommended that node operators upgrade to help maintain service continuity.
Software rollout comes before amendment activation
The release follows a design in which the software is distributed first and the amendment is activated later. The stated aim is to let the code spread across the network before consensus-layer changes take effect, giving developers a technical foundation for native lending infrastructure on XRP Ledger.
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