XRPL recorded about $1.3 billion in net real-world asset inflows over the last 60 days, according to RWA.xyz. That figure topped Stellar’s roughly $770 million in the same period, while Ethereum posted net outflows. The shift puts XRPL in sharper focus as competition intensifies around tokenized assets onchain.
RWA flows tilt toward XRPL over the last 60 days
The reported numbers show XRPL leading this recent stretch of RWA inflows. Stellar also brought in substantial capital, but at a lower level, and Ethereum moved in the opposite direction with net outflows. On the surface, the data points to stronger demand for tokenized assets tied to the XRPL ecosystem.
The article links that capital movement to a broader buildout in network capabilities. This is not framed as a payments-only story. XRPL is being discussed as infrastructure that could support more complex financial interactions, especially as tokenized products and automated transaction systems begin to overlap.
t54 outlines tools for autonomous agent transactions
The report highlights t54, which describes itself as a platform building a trust-based agent economy. In that model, AI agents are no longer limited to analytics or task automation. They are being built to participate directly in economic activity. The idea is simple: software systems that can transact on their own.
Under t54’s description, agents can process payments through x402, perform verification and risk assessment through x402 secure, and access agent-focused credit opportunities with Claw Credit. These components are intended to keep transactions inside a defined trust and compliance framework. The article cites t54 as saying XRPL-based tools are laying the groundwork for AI agents to handle payments, risk controls, and credit access directly on the network.
From payment rail to coordination layer
The article argues that XRPL is taking on a broader role than its established identity as a fast and efficient payments network. The change is about more than settlement speed. It includes machine-to-machine value transfer, payment coordination, and direct interaction with financial services, with less human involvement in the process.
That puts XRPL at the intersection of two developing tracks: institutional activity around RWAs and the early-stage agent economy. In the framing of the report, the network is positioning itself as a consensus and coordination layer for both. The field remains early, but the recent flow data and the push around agent infrastructure show where that effort is concentrated.