Zircuit, a security-first digital asset company incubated by Quantstamp alumni and backed by YZiLabs, Dragonfly, and Pantera, has launched Zircuit Finance. The platform unveils an institutional-grade onchain vault accepting USDC and USDT, with a target yield range of 8–11% APR (subject to market conditions).
Lowering the Bar for Institutional Asset Management
Traditionally, professional asset management required high minimums and lengthy lockups. Zircuit Finance removes these barriers with a streamlined cross-chain interface that allows deposits and withdrawals across multiple chains from a single dashboard. Dr. Martin Derka, Co-Founder of Zircuit, said: "The future of DeFi isn't about chasing the highest yields, it's about building the most secure foundation for capital to grow."
Integration with Monarq, Fidelity, Aave, and Morpho
The vault allocates a portion of assets to Monarq Asset Management, a regulated manager specializing in arbitrage and delta-neutral strategies. Monarq's team includes veterans from Tower Research, LedgerPrime, BlockTower, UBS, and Bank of America. Shiliang Tang, Managing Partner of Monarq, commented: "As liquidity flows into DeFi at scale, the platforms that will lead are those delivering both performance and safety."
Zircuit Finance also integrates Fidelity's tokenized money market fund, alongside Aave and Morpho, providing diversified exposure across regulated and decentralized venues.
Forteus and FalconX as Strategic Partners
The platform partners with Forteus (an FCA-regulated division of Numeus Group, headquartered in Zug, Switzerland) to build digital asset portfolios generating risk-adjusted returns on Ethereum and Bitcoin. FalconX serves as prime broker and infrastructure provider, offering institutional-grade execution, custody, and risk management.
Key Features: LayerZero Cross-Chain and Instant Liquidity
The vault maintains a portion of capital for instant withdrawals; larger requests are processed as assets are redeemed from strategies. LayerZero powers its cross-chain messaging, enabling secure omnichain access. The Zircuit team, composed of cybersecurity veterans, has secured over $200 billion in assets and conducted more than 1,100 audits. Its previous staking program attracted $3 billion in TVL.
Zircuit Finance is now open for deposits. More information: finance.zircuit.com.

