Retirement

Policy Regula

2026-08-30 02:00:13

U.S. survey finds 53% oppose adding crypto to 401(k) retirement plans

A new survey from the National Institute on Retirement Security found that more than half of U.S. respondents oppose letting employers include cryptocurrency in workplace retirement savings plans such as 401(k)s. The poll showed 53% object to the idea, while 77% classify crypto as a high-risk asset and 46% describe it as extremely risky. The survey was completed by 1,203 adults age 25 and older between Oct. 24 and Nov. 14, 2025. The same research also pointed to broader anxiety around retirement security in the United States. Eighty percent of respondents said the country is facing a serious retirement crisis, up from 67% in a 2020 survey, and 61% said they are very concerned about lacking enough financial security after retirement. Inflation, market volatility and possible cuts to Social Security benefits were cited as major concerns. The report also examined the use of artificial intelligence in personal finance and found a clear generational divide. At the policy level, debate over whether 401(k) plans should include crypto and other alternative assets has continued in Washington, with Democratic lawmakers including Maxine Waters, Bernie Sanders and Elizabeth Warren raising objections.

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Bridgewater A

2026-08-12 12:03:21

Ray Dalio celebrates his 77th birthday at Ibiza club UNVRS after fully exiting Bridgewater

Bridgewater Associates founder Ray Dalio spent his 77th birthday at UNVRS in Ibiza, staying until 4 a.m. and later posting the video himself on X on Aug. 10. The appearance came shortly after Dalio fully severed ownership ties with Bridgewater on July 31, 2025, when he sold his last remaining stake and stepped down from the board, closing out a 50-year run at the hedge fund he founded. The report also ties the birthday outing to Dalio’s recent public comments on markets and crypto. This year, he warned about the $38 trillion U.S. national debt, described the economy as edging toward a “heart attack,” and said debt crises tend to worsen slowly before breaking all at once. In late July, he also warned of an AI bubble and said investors could consider putting 15% of a portfolio into Bitcoin or gold for the best risk-reward mix. On Bitcoin, Dalio’s stance was described as unchanged: he holds it at roughly 1% of his portfolio but does not see it as better than gold, while remaining concerned about the lack of central bank backing, limited privacy, and long-term quantum computing risks.

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Robert Kiyosa

2026-07-24 10:30:15

Kiyosaki Warns of 2026 Baby Boomer Retirement Crisis, Pushes Bitcoin and Ether as Safe Havens

Robert Kiyosaki warned that baby boomers may face a retirement disaster in 2026 as traditional savings models erode. He cited Bitcoin, Ether, gold and oil as preferred assets, though critics question the timing of his past forecasts.

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SEC

2026-07-24 06:05:17

Paul Atkins Crypto 401(k) Plan Could Open Retirement Market to Regulated Crypto

SEC Chair Paul Atkins said it's the right time to discuss crypto exposure in 401(k) plans with strict safety rules. The $10 trillion US retirement market could shift millions of Americans' investing habits. SEC and CFTC are coordinating on a regulatory framework.

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401(k)

2026-07-24 01:25:16

Trump’s 401(k) Crypto Rule Clears White House Review, Unlocking $12 Trillion for Bitcoin

The U.S. Department of Labor’s proposal to allow crypto and private equity in 401(k) plans has passed OIRA review. Formal rule expected within weeks; if enacted, up to $12 trillion in retirement funds could flow into Bitcoin and other alt assets.

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Fidelity

2026-07-08 16:22:14

Fidelity Launches Bitcoin 401(k): Employees Can Allocate Up to 20% to Crypto

Fidelity Investments now allows workers to add up to 20% of their 401(k) savings into Bitcoin, subject to employer approval. The digital asset account is managed like a mutual fund with fees between 0.75-0.90%. MicroStrategy has already signed up for the offering.

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Bitcoin

2026-07-08 16:22:14

Fidelity Enables Workers to Add Up to 20% Bitcoin to 401(k) Retirement Plans

Fidelity Investments, the largest 401(k) provider, now allows employees to allocate up to 20% of their retirement savings to Bitcoin, with employer approval. The plan, managed like a mutual fund with fees 0.75%-0.90%, will launch broadly in H2 2022. Microstrategy has already signed up.

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Donald Trump

2026-07-02 08:30:14

Trump Plans Executive Order to Allow 401(k)s to Invest in Bitcoin, Gold, and Private Equity

According to the Financial Times, President Donald Trump is preparing to sign an executive order that would allow 401(k) retirement plans to invest in alternative assets such as gold, private equity, and cryptocurrencies like Bitcoin. The order, expected this week, would direct federal regulators to remove barriers preventing these non-traditional investments from being included in managed funds. This move builds on the administration's earlier efforts to ease crypto regulations, including the Department of Labor's reversal of a rule discouraging Bitcoin in retirement plans in May. Major investment firms like Blackstone, Apollo, and BlackRock stand to benefit significantly.

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