XRP climbs back near $1.43, driven by Ripple’s potential Deutsche Bank partnership, XRPL RWA value overtaking Solana, RLUSD surpassing $1B issuance, and $4.05M in spot ETF inflows.
Common Prefix performed a formal verification audit of the XRP Ledger, uncovering vulnerabilities in the xrpld software. All fixes are included in the XRPL 3.2.0 release. The initiative now expands to new DeFi proposals, while escrow discussions continue.
Halborn’s re-audit of Ripple’s XRP Ledger Lending Protocol found no critical or high-risk flaws. The review identified five issues in total, and the report said all findings were addressed.
XRP Ledger has moved ahead of Solana in tokenized real-world asset value. RLUSD issuance has climbed past $1 billion, XRPL DEX activity hit a 13-month high, and Evernorth unveiled a Nasdaq listing plan tied to an institutional XRP treasury.
RippleX and Common Prefix are formally verifying XRPL’s native lending code, covering XLS-66 and XLS-65, to catch edge-case flaws before validators decide on Mainnet activation.
XRPL's XLS-65 and XLS-66 amendments introduce fixed-term, fixed-rate native lending, favoring institutional credit over DeFi overcollateralization. Voting started January 28, 2026, requiring >80% validator support for two weeks to activate.
Ripple proposed the XRPL Lending Protocol (XLS-65/66), splitting loan execution on-chain from credit decisions off-chain. It targets short-term financing for institutions, e.g., borrowing against RLUSD reserves. Still a proposal pending validator vote.
Validators are voting on XLS-65 and XLS-66, two amendments that would bring native lending to XRPL. Support is rising, but both proposals remain well below the threshold required for activation.
