A 28-year-old Reddit user said he wants to buy $2,500 worth of Bitcoin every month for the next five to six years, turning a personal saving plan into a wider debate about long-term BTC accumulation. The most talked-about reply came from an investor nearing 60 years old, who said he already owns 7.08 BTC and intends to hold it until 2036.
The younger poster said he has a stable job, no mortgage, and no children, which led him to view this period as possibly the last point in life when he can make an aggressive bet. His plan is straightforward: buy Bitcoin every month, move it into a cold wallet, and keep doing that for years. He also admitted to feeling conflicted, saying part of him thinks the move is irrational while another part fears regretting inaction later.
DCA strategy became the center of the thread
The approach discussed in the thread is dollar-cost averaging, or DCA, a method that spreads purchases over time instead of trying to time the market. What started as a question about whether a monthly $2,500 commitment was too bold quickly shifted into a broader exchange about how different age groups are thinking about Bitcoin.
The older commenter said he has $1.5 million in stocks and has been allocating part of his assets to Bitcoin over the past five years. He said his holdings now stand at 7.08 BTC. His plan is to keep holding until 2036, and he added that he would consider buying more only if Bitcoin falls below $60,000. Another 60-year-old user then joined the conversation, saying he is also still buying heavily.
Support, jokes, and personal comparisons filled the comments
The discussion drew a mix of admiration and skepticism. One reply joked that the older holder must be “the coolest grandpa,” while another commenter used a familiar Bitcoin one-liner: “50% in Bitcoin, and the other 50% in Bitcoin too.” Some users focused less on the strategy and more on the budget, expressing surprise that the original poster had $2,500 a month available to invest.
There were also comments from others following similar routines. One user said he has been buying $5,000 in Bitcoin every month for four straight years. Across the thread, the common theme was not the size of each purchase but the method itself: recurring buys, cold storage, and a long holding period. The source article also noted that the discussion does not constitute investment advice and that crypto market decisions remain the responsibility of each individual investor.