On January 8, 2026, the Buck Foundation unveiled a new digital asset named Buck, designed to provide predictable returns with 7% annual rewards that accrue on a minute-by-minute basis. Positioned as a savings-oriented alternative to stablecoins, Buck targets users seeking steady crypto yields without speculative exposure.
Backed by Institutional Strength: Strategy’s STRC
The credibility of Buck rests on its backing by the Buck Foundation's holdings of Strategy’s bitcoin-collateralized perpetual preferred stock (STRC). STRC is a financial instrument that pays a variable annual yield to Buck’s treasury each month, with the revenue generated from Bitcoin collateral. Buck token holders vote on how these earnings are distributed, creating a transparent savings community rooted in overcollateralization and institutional-grade infrastructure. The team emphasizes that this structure ties Buck directly to a proven asset, ensuring its reward model is supported by institutional strength rather than speculative volatility.
How Buck Works
Buck is initially priced at $1 per token and can be traded 24/7. Rewards are calculated based on the exact duration tokens are held, enabling continuous compounding. Investors can enter and exit directly using cryptocurrencies, bypassing fiat conversions and traditional banking systems, aiming for a borderless and user-friendly savings experience. The project is led by Buck Labs, a U.S.-based technology company, founded by Travis Vanderzanden, former executive at Lyft and Uber and a long-time Bitcoin investor. “People want a simple way to earn rewards in crypto without becoming speculators,” said Vanderzanden. “By offering access to the Bitcoin Dollar with 7% rewards, we aim to make saving in crypto intuitive and accessible for everyone.”
Buck vs. Stablecoins: Complementary Roles
Vanderzanden framed Buck as a complement to stablecoins: “Stablecoins act as the checking account, providing liquidity for daily activity. Buck is positioned as the high-reward savings coin, delivering dependable returns and financial discipline.” This strategy differentiates Buck from traditional stablecoins, addressing the underserved demand for “savings accounts” in the crypto ecosystem.
Key Features and Frequently Asked Questions
- What is Buck? A digital savings coin offering 7% annual rewards accruing continuously.
- How is Buck backed? By Strategy’s bitcoin-collateralized perpetual preferred stock (STRC).
- Who leads Buck Labs? CEO Travis Vanderzanden, a tech veteran from Lyft and Uber.
- How does Buck differ from stablecoins? Stablecoins are for daily transactions; Buck is for high-yield savings.
While the long-term viability and adoption of Buck remain to be seen, its institutional backing via Strategy’s STRC and the seasoned leadership team provide a strong foundation for a new category of crypto savings products.