Bitcoin Magazine says Coljac Café in Farmington, Missouri, has become more than a coffee shop that happens to take bitcoin. In a report by Vagabond, the café is described as the center of a wider regional push toward spending BTC in everyday life across communities south of St. Louis.
The article opens by saying the author expected a small feature on a local café trying an unusual payment option. Instead, the reporting found what it called the heart of an entire regional monetary movement centered around Coljac Café.
How Coljac Café added Bitcoin and Lightning payments
According to the report, local bitcoiners began showing up at the Farmington shop, taking tables, and holding informal meetups. Owner Jessica Goff listened and worked with the local group to integrate Coinos.io, which gave the register native Bitcoin and Lightning functionality.
The register has since been updated to Square. The article adds that Square has officially crossed 1 million vendors accepting bitcoin.
Bitcoin Magazine lists several operating figures tied to the café’s payment mix:
- Based on annual income from last year, bitcoin transactions account for roughly 5% of the business, according to Goff’s numbers cited in the piece.
- On weekends when the local Bitcoiner group hosts an event at the Farmington location, bitcoin payments rise to 50% of the shop’s entire morning sales volume.
- The article says transaction fees are currently 0%, rising to 1% in 2027, still below card fees.
A “Bitcoin Accepted Here” sign now sits on the counter. The report says about 95% of day-to-day customers still pay with cards or cash, but the sign has become a signal for curious locals who ask about bitcoin during their visit. As Goff has become more familiar with the monetary shift described in the article, she has also become more willing to explain it to customers.
From one café to a wider local circular economy
The report argues that the story did not stop with one café accepting sats. It says Coljac Café became a gathering point that helped catalyze a broader local circular economy in and south of St. Louis.
Bitcoin Magazine groups that expansion into several areas.
Food, farms, and local delivery
The article highlights Milkmen Farms Alliance, which runs weekly delivery routes for raw milk, eggs, and meat to doorsteps in St. Louis. It also points to local producers including Hale Family Farm and Ozark Prime Beef. In the framing used by the report, shoppers can stock their refrigerators on a bitcoin standard while farmers use it as a hedge against inflation.
Leisure and lodging
For recreation and overnight stays, Cherrywood Golf Course in Fredericktown lets customers pay in sats for 18 holes, drinks, and lodging on site. The Station at Sawyer’s Landing is listed as another stop with overnight rooms for traveling bitcoiners.
Main Street services
The merchant base also extends into everyday services. The article says customers can get a haircut at Hairapeutic, schedule pregnancy imaging at Sneak a Peek Ultrasounds, or bring heavy diesel machinery to Bobs Tractor & Equipment Repair.
Author says living fully on Bitcoin is becoming more realistic in Missouri
In a section titled “The St. Louis Weekend Standard,” the author writes that for people living in Farmington, Saint Louis, or elsewhere in Missouri, the option to live fully on bitcoin is becoming more real. The piece says the list includes all businesses the author knows of and invites additional submissions by email at vagabond@b.tc.
The full directory is sourced to BTC Map, with the article linking to https://btcmap.org/.
Businesses accepting bitcoin within 30 minutes of the Farmington and St. Francois hub
- Col Jac Artisan Café (Farmington): 9 N Jefferson St, Farmington, MO 63640 — coffee, bakery, and dining
- Col Jac Artisan Café (Fredericktown): Fredericktown, MO 63645 — coffee and bakery
- The Shed Vapes: 5628 Hillsboro Rd, Farmington, MO 63640 — vape and smoke shop
- Flyleaf South: 105 Old Cadet Rd, Bonne Terre, MO 63628 — succulents, tropical plants, and nursery
- Hale Family Farm: 2521 Hwy OO, Farmington, MO 63640 — pasture agriculture
- Hairapeutic: 307 E Karsch Blvd, Farmington, MO 63640 — salon and personal care
- Steak n Shake (Farmington): 796 Maple Valley Dr, Farmington, MO 63640 — classic diner
- Cherrywood Golf Course: Fredericktown, MO 63645 — golf and lodging
- The Station at Sawyer’s Landing: 500 MO-72, Fredericktown, MO 63645 — convenience and stop
- Milkmen Farms Alliance: Metro St. Louis Delivery & Regional MO — farm, dairy, and meat
The middle ring: roughly 45 minutes to 1.25 hours
- Armour Locksmith: 1300 Big Bend Rd, Ballwin, MO 63021 — locksmith and security services
- Bo.co Cafe: 500 N Grand Blvd, Saint Louis, MO 63103 — café and specialty drinks
- Hot Java Bar: 4197 Manchester Ave, Saint Louis, MO 63110 — coffee, bar, and drinks
- Steve Franklin, Counseling: 6829 Gravois Ave, Saint Louis, MO 63116 — mental health and counseling
- Xtreme Xotics: 5241 Weber Rd, St. Louis, MO 63123 — exotic pets and supplies
- HiLeaf: 9422 Gravois Rd, Saint Louis, MO 63123 — specialty retail
- Mositos On Washington: 1317 Washington Ave, Saint Louis, MO 63103 — BBQ and dining
- Mueller Furniture & Mattress: 15424 Manchester Rd, Ellisville, MO 63021 — home furnishings and mattresses
- First Impressions 3D & Photography: 12 Municipal Dr, Arnold, MO 63010 — ultrasound and 3D photography
- Steak n Shake (Fenton): 1185 Gravois Rd, Fenton, MO 63026 — classic diner
- Sneak a Peek 4D Ultrasounds: 794 Gravois Bluffs Blvd, Fenton, MO 63026 — ultrasound and imaging services
- Sister Cities Cajun: 3550 S Broadway, Saint Louis, MO 63118 — Cajun dining and bar
- Steak n Shake (Telegraph Rd): 3226 Telegraph Rd, Saint Louis, MO 63125 — classic diner
- Chuck’s Hot Chicken: 231 Arnold Crossroads Ctr, Arnold, MO 63010 — hot chicken and dining
- Steak n Shake (Arnold): 120 Arnold Crossroads Ctr, Arnold, MO 63010 — classic diner
- Steak n Shake (Festus): 999 Veterans Memorial Blvd, Festus, MO 63028 — classic diner
- Kodiak Hollow: 118 W Mill St, Waterloo, IL 62298 — local goods and shop
- Gore’s Homestead Cafe: 2277 Hwy 21, Centerville, MO 63633 — café and home cooking
- Ozark Prime Beef: Perryville, MO — local ranch meats
- Frank and Bridget’s Produce: 1700 Alma Ave, Perryville, MO 63775 — fresh produce
- Fancy That Cake: 2305 W Jackson Blvd, Jackson, MO 63755 — custom bakery and cakes
- Glass Gardens by Stacey: 932 W Jackson Blvd, Jackson, MO 63755 — glassware and decor
- Green’s Garden Urban Market: 2 N Main St, Cape Girardeau, MO 63701 — local market and produce
- Green’s Garden Farm and Garden Center: 3138 Hwy 177, Cape Girardeau, MO 63701 — nursery and garden supply
The outer radius: roughly 1.5 to 2 hours
- Talayna’s Wagon Wheel Pizza: 2040 Campus Dr, Saint Charles, MO 63301 — pizza and dining
- Woodson Stonefire: 3120 W Clay St, Saint Charles, MO 63301 — grill and restaurant
- J+B Wellness Cafe (Wildwood): 16962 Manchester Rd, Wildwood, MO 63040 — wellness café and drinks
- J+B Wellness Cafe (Cottleville): 5055 Highway N, Cottleville, MO 63304 — wellness café and drinks
- Wit Construction: 1230 Tealwood Dr, Saint Charles, MO 63304 — general contracting and residential building
- Bob’s Tractor & Equipment Repair: 140 Corporate Dr, Union, MO 63084 — heavy equipment and repair
- Wheelhouse Grill: 19088 State Hwy 19, Eminence, MO 65466 — restaurant and grill
- Steak n Shake (Poplar Bluff): 1471 N Westwood Blvd, Poplar Bluff, MO 63901 — classic diner
The article first appeared on Bitcoin Magazine and is written by Vagabond.

