A DBS survey found that stablecoins were the most commonly used or planned tokenized tool among respondents, with 63% saying they already use them or intend to adopt them. Tokenized deposits followed at 53%, while tokenized money market funds came in at 52%.
The survey also showed that 71% of respondents said real-time cross-border payments have already improved or are expected to improve within the next two years. At the same time, respondents pointed to several barriers that continue to slow adoption, including regulatory uncertainty, security risks, and difficulties with system integration.
About 64% of those surveyed said they want banks to serve as a unified gateway into the tokenized money ecosystem, highlighting the role traditional financial institutions may play in access and onboarding.
A DBS survey found that, among tools already in use or under consideration for adoption, stablecoins ranked first at 63%. Tokenized deposits accounted for 53%, and tokenized money market funds stood at 52%.
The survey also showed that 71% of respondents said real-time cross-border payments have already improved, or are expected to improve within two years.
Regulatory uncertainty, security risks, and system integration challenges remain the main obstacles. About 64% of respondents said they want banks to act as a unified entry point into the tokenized money ecosystem.
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