Gate said its Malta-based subsidiary, Gate Technology Ltd, has obtained a Payment Institution license under the European Union’s Second Payment Services Directive, or PSD2, after approval from the Malta Financial Services Authority. The approval places Gate within a small group of crypto-native companies in Europe that hold this level of regulatory authorization.
The new license adds to Gate’s existing authorization under the Markets in Crypto-Assets Regulation, which covers exchange and custody services. Taken together, the two approvals give the company a broader compliance base inside the EU single market, spanning both digital asset operations and regulated payment services.
PSD2 approval widens payment capabilities across the EU
Under the PSD2 framework, Gate Technology Ltd can use passporting rights to offer regulated payment services across EU member states. These permissions typically cover payment account operations, credit transfers, direct debits, and other transaction execution services under European financial rules. Gate said the authorization also supports the buildout of compliant fiat and stablecoin payment rails.
Giovanni Cunti, CEO of Gate Technology Ltd, said the license helps the company build a secure and scalable bridge between traditional finance and Web3. He said the approval reflects Gate’s regulatory commitment and creates a base for expanding financial services to both institutional and retail clients in Europe. Cunti also said alignment with the MiCA framework remains central to the firm’s regional strategy.
Malta remains central to Gate���s European setup
The announcement is part of Gate’s wider compliance push across multiple jurisdictions. The company said it has pursued regulatory approvals in Cyprus, the Bahamas, Japan, Australia, and Dubai. Within Europe, Malta has become a strategic hub for its operations because of what the company described as a structured and forward-looking regulatory environment for digital assets.
With PSD2 now added to its MiCA license, Gate has expanded beyond crypto exchange and custody into regulated payment infrastructure. As Europe’s digital asset market develops under harmonized rules, the company is extending its role in linking fiat systems with blockchain-based financial services inside a compliant EU framework.