The International Monetary Fund said the tokenized finance market is expanding quickly, but legal uncertainty, weak interoperability and the lack of broadly accepted settlement assets are still holding back wider adoption. In its latest analysis, the IMF estimated that tokenized real-world assets, or RWAs, stood at about $65 billion as of July, a small figure compared with the roughly $300 trillion global capital market.
The breakdown cited by the IMF shows tokenized credit at about $30.4 billion, money market funds at roughly $17.5 billion and tokenized equities at around $2.3 billion. The fund said tokenized stocks are drawing investor interest because they allow 24/7 trading and fractional ownership, yet their liquidity remains well below that of traditional equity markets. Their realized volatility is also about 1.5 times that of conventional stocks.
The IMF added that as the tokenization market grows, higher interconnectedness and leverage could amplify liquidity stress, concentrated sell-offs and contagion risk. While tokenization could reshape financial markets, the institution said future growth will depend more on policy frameworks, market depth, trust mechanisms and risk safeguards. For now, systemic risk remains limited because the market is still relatively small.
The International Monetary Fund said tokenized finance is growing بسرعة, but legal uncertainty, limited interoperability and the absence of widely accepted settlement assets could still slow broader adoption.
In its latest analysis, the IMF said tokenized real-world assets (RWAs) were worth about $65 billion as of July. Even so, that remains small next to the roughly $300 trillion global capital market.
By segment, tokenized credit products accounted for about $30.4 billion, money market funds for around $17.5 billion, and tokenized equities for about $2.3 billion.
The IMF said tokenized stocks are attracting investors because they support round-the-clock trading and fractional ownership. At the same time, their liquidity is materially lower than in traditional markets, and their realized volatility is about 1.5 times that of conventional equities.
The fund also warned that as tokenized markets expand, greater market interconnectedness and leverage could magnify liquidity risk, concentrated selling and contagion.
According to the IMF, tokenization could reshape financial markets, but its next phase will depend more on stronger policy frameworks, deeper markets, trust mechanisms and risk protections. At present, the systemic risk posed by tokenized assets is limited because the market remains relatively small.
The report was cited by Cointelegraph.
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