OwlTing Group, the operating brand of OBOOK Holdings Inc. and a Taiwan-founded fintech company listed on Nasdaq under the ticker OWLS, has released a first systematic set of operating metrics for OwlPay Harbor, its cross-border stablecoin payments platform for enterprises. The company said that, as of July 31, 2026, payment processing volume in July rose 107.6% from June, transaction count increased 109.5%, and the platform posted its sixth consecutive month of growth. Enterprise clients reached 79, up by 12 from 67 on June 30, 2026.
The article was published as a press release provided by OBOOK.
Revenue is tied directly to payment volume
According to OwlTing, OwlPay Harbor is designed to help businesses make cross-border payments to overseas suppliers, partners, and recipients while avoiding the time and cost burden of traditional bank transfers. Payers can choose to send U.S. dollars or stablecoins, while recipients receive funds settled in local fiat directly into bank accounts in their home markets.
OwlTing said OwlPay charges a fee on each payment processed through the platform, which means revenue moves in direct relation to payment processing volume.
July operating figures
The company listed the following core metrics for July 2026:
- July payment processing volume increased 107.6% from June 2026
- July transaction count increased 109.5% from June
- Payment processing volume has grown every month since January 2026, making July the sixth straight month of expansion
- Enterprise clients rose to 79 from 67 as of June 30, 2026
OwlTing said the rise in transaction count indicates that growth was driven mainly by a larger number of payments rather than by a few large-ticket transactions.
The company added that its steady monthly growth reflects long-term work across bank routing arrangements, liquidity deployment, compliance screening, and local payout partner relationships. It described those capabilities as central to sending funds reliably into target markets.
Flows are tied mainly to trade and business payments
OwlTing said platform activity in 2026 has mainly reflected real trade and enterprise payment demand rather than digital asset trading.
- More than 90% of payment value involved stablecoins being converted into fiat and then wired directly into bank accounts in target markets
- Payments have been settled into more than 40 countries and regions across North America, Asia, the Middle East, Europe, and Africa
- About two-thirds of funds went to business recipients, including international container shipping companies, freight forwarders across Asia and Europe, and manufacturers and traders in Greater China supplying industrial and consumer goods
- Customers on the payer side include cross-border payment platforms, digital asset companies, import-export traders, and international non-governmental organizations
More than 60% of payouts settled through Circle Payments Network
In December 2025, OwlTing joined Circle Payments Network, or CPN, a network created by USDC issuer Circle to provide compliant, near-instant stablecoin transactions between participating financial institutions.
OwlTing said it participates as an Originating Financial Institution, initiating payments on behalf of clients through the network. It named Brazil, Nigeria, and the European Union as its initial focus markets.
The company said those markets are now among the most active regions on the platform. Based on customer payment activity in 2026 so far, Brazil and Nigeria ranked as the second- and third-largest markets. Over the same period, more than 60% of OwlTing's cross-border payout volume was settled through CPN, and that share increased further in July.
OwlTing said reaching the current scale required years of compliance and operating groundwork, including coverage across 42 U.S. states, regulatory positioning in the European Union and Japan, and the banking relationships, liquidity management, and compliance risk-control systems needed to complete payments in each target market.
CEO comments on use cases
Wang Chun-Kai, founder and chief executive officer of OwlTing Group, said, "Over the past few years, what we have done is build the payment network. What OwlPay Harbor needs to do now is bring global payments into this network."
Wang also said, "We are not waiting for stablecoin payments to find use cases. Those use cases are already happening. They are in freight invoices, in supplier payments, and in humanitarian aid disbursements settled this month. The currencies used in those payments, and the countries they are sent to, are exactly where the traditional banking system has been slow and expensive for decades."
Client onboarding and disclosure plans
OwlTing said transaction flow on OwlPay Harbor accumulates month by month rather than resetting to zero at the start of each month. Enterprise onboarding usually involves technical integration, compliance review, payment rail testing, and phased activation. Existing clients continue to expand their payment usage, while newly activated clients add new transaction volume, together supporting continued growth on the platform.
The company said it wants OwlPay Harbor to become one of the engines of global revenue growth. It plans to disclose related operating metrics on a regular basis, including operating data updates every six months, while keeping calculation definitions consistent. If there are material changes to metric definitions or calculation methods in the future, it said it will provide additional explanation.
About the company
OwlTing Group, an operating brand under OBOOK Holdings Inc., describes itself as a global fintech company founded in Taiwan and focused on compliant payment infrastructure. It has subsidiaries in the United States, Japan, Poland, Singapore, Hong Kong, Thailand, and Malaysia.
The company said OwlPay is a hybrid payments solution combining fiat and stablecoins to help businesses move funds across borders in the growing stablecoin economy.