Ripple's XRP escrow system, a mechanism designed to manage the supply of the digital asset, is projected to run out by 2035 if the company maintains its current monthly release schedule. A new analysis from CryptoComLearn reveals that as of August 2025, Ripple holds 35.6 billion XRP in escrow, worth approximately $106.8 billion at prevailing market rates. The company currently releases 1 billion XRP each month, typically re-locking 700 million back into escrow. However, in June 2025, only 670 million XRP were re-locked, signaling a shift in Ripple's supply management strategy.
Projections Under Different Scenarios
The report outlines three key scenarios: Baseline scenario: if Ripple continues to use 300 million XRP net each month, the escrow will be depleted by 2035. Accelerated scenario: if net usage increases to 400 million XRP monthly (as seen in June 2025), depletion occurs by 2033. Extreme scenario: if Ripple ceases all re-locking, the escrow could be exhausted in just 3 years. These projections underscore the sensitivity of XRP's future supply to Ripple's monthly choices.
Market Implications and Community Sentiment
The XRP community remains highly attentive to Ripple's monthly escrow decisions, as ongoing net releases increase the circulating supply and could pressure prices. Some analysts argue that accelerated escrow draws may indicate Ripple's growing need for XRP to support its expanding payment network and central bank digital currency (CBDC) initiatives. Others caution that faster depletion could undermine XRP's scarcity narrative. Ripple has not commented on the analysis. With the clock ticking toward 2035, the escrow's trajectory will remain a central theme for XRP's long-term valuation.