0xLoki outlines U-denominated yield and launch strategies
PANews columnist 0xLoki published a breakdown of what he described as the more reliable U-denominated yield channels he has been using recently. In his view, the combined return can exceed 10% on an annualized basis, with extra gains coming from token launches.
Binance Wallet ranked as the preferred route
The article places Binance Wallet at the top of the list. 0xLoki wrote that it stands out for security, stability, and sustained yield.
The first product discussed is Bitway deposits through the official website. According to the article, Bitway adjusts its APY each month, and the latest rate is 8% in U-denominated yield plus 4% in token rewards. The author added that the actual payout has been no less than that. Its main advantage, he wrote, is that scheduled redemption opens on the first day of each month, which means funds do not always need to wait through a full seven-day period and can be reallocated more flexibly.
Next is Unitas. The author said its APY changes over time but has stayed around 9.5% for a long period. Returns are paid in U terms, and there are additional points, though the eventual redemption value of those points remains unclear. The product comes with a seven-day redemption period.
Zerobase was described as broadly similar to Unitas. In the article, its APY is listed at 9%, with redemption taking as long as seven days. The author noted that he had not yet personally tested how long settlement actually takes.
For Huma, 0xLoki referred to the USDC pool, which he said offers roughly 8% APY. Redemption can take up to seven days, though in his own experience it usually finishes within two days. The main drawback he pointed to is uncertainty around the timing of the TGE.
Among these lock-up style products, the author’s stated priority is Bitway, then Unitas, then Zerobase, followed by Huma. He also wrote that he does not keep funds in a single basket.
On the flexible side, the article mentions USDD on Ethereum, saying its APY has remained at 7% for several months and that its main strength is flexible deposits and withdrawals. Another name in the list is R25, described as offering high returns with relatively higher risk. During campaigns, yields could reach about 20%, but the product is now closed.
The final preference order given by the author is Bitway official website, then Unitas, then Zerobase, then Huma for locked products, while USDD is the choice for flexible yield.
Exchange products: Binance, OKX Europe, and BIT are highlighted
In the section on exchange-based yield, the author first pointed to Binance U-denominated wealth products. He wrote that the cap is 8,000 U, the APY is 8%, and there are 10 days remaining.
He also mentioned BG, Gate, MEXC, and Bybit, saying those exchanges often run promotions in the 10% to 20% range. At the same time, he said those APYs are frequently cut, which is why he is not allocating much there now and does not want the extra effort.
On OKX, the article said the regular in-platform yield and launch opportunities are somewhat underwhelming, but it singled out OKX Europe as better. The write-up says deposits there can earn an 8% annualized reward, and after stacking that with staking-for-new-token programs and wealth products on the platform, getting above 10% over the long term is not difficult. The limits are also clear in the article: only European users can register, and people living in Europe need to watch for tax issues when using a regulated exchange. The author said it is best suited to users who have European identity status but are not European tax residents.
BIT fixed-income products were another item on the list. The article says the first 5,000 U can earn 15% for one month, while other periods often offer 7% to 10%.
On-chain yield: selective participation in higher-yield campaigns and LPs
When discussing on-chain strategies, the author said he is not comfortable depositing into most of them and only participates in a limited number of cases.
One category is USD1-related opportunities. He wrote that these campaigns appear often enough, and he is willing to allocate funds for a short period when there is what he called official backing and the APY is high enough.
Another category is points farming with small amounts of capital. The article cites TowenSquare on Monad as an example, saying that roughly 1,000 U was previously enough to run a looping strategy and push points into around the top 100. In the author’s view, that made the risk-reward profile fairly good, and he would do similar trades again if the setup appears.
For LP positions, the article mentioned bStocks on-chain LP. Returns were described as decent depending on the range, but the author also noted the presence of impermanent loss risk, making it more suitable for people who already hold those newer tokens.
The write-up also covered LP strategies tied to new token launches. According to the author, newly launched Binance Alpha tokens often offer very rich LP returns during the first two days. He added that this only works with popular projects and requires getting in and out quickly, since losses are possible.
Launch platforms compared one by one
In the launch section, Kraken appears first. The author wrote that although the exchange experience feels inconsistent, and the SPCX process was frustrating, the next two stock launches produced one gain and one loss, while Squid opened at 3x. On balance, he still viewed the overall result as very good. His suggestion was to make a few trades each month and pay for a membership costing a few dollars to improve allocation odds, since accounts with no activity are less likely to win allocations.
Legion was split into regular projects and Prime projects. The author’s view is that Prime deals are infrequent but have performed well each time. He said the reason he joined Squid this time was that it was a Prime project. Regular listings, by contrast, have often broken below issue price, while Prime has so far remained steady.
For Echo, also referred to in the article as Sonar, the author said KYC is required. He also noted that the platform has introduced a permissionless mechanism, which has led to mixed project quality. He did not join the last two offerings, BitFi and Town, saying one drew almost no participation and the other came with an FDV that was too high.
MetaDAO was described with a colloquial label in the original article, and the author said its defining feature is a very low opening FDV, often only in the hundreds of thousands of U. Because of that, offerings tend to be heavily oversubscribed, but the payoff can still be attractive. He also noted that MetaDAO has both curated and regular projects, and in his view, projects reposted by the official account can usually still deliver a small gain.
Futarddotio was presented as the permissionless version of MetaDAO. The author’s assessment was weaker here, saying even projects opening at FDVs of a few hundred thousand dollars can still trade below issue price, so selection matters and the main site remains preferable.
For the in-platform launchpads of MEXC, Bitget, and Gate, the ranking in the article is MEXC first, then Bitget, then Gate. The author said earlier offerings such as SPCX and OpenAI were fairly good, but quality has been slipping over time. He also wrote that MEXC canceled MU discount launches because of a sharp decline in storage, and he expects returns to come down further.
Author note and disclaimer
The article is signed by 0xLoki. PANews stated in the original piece that the content reflects the columnist’s personal view, does not represent PANews’ position, and does not constitute investment advice.