Visa Direct Taps Zerohash to Put Stablecoin Prefunding Behind Cross-Border Payouts

Visa Direct Taps Zerohash to Put Stablecoin Prefunding Behind Cross-Border Payouts

N
News Editor
2026-08-05 12:11:15
Visa is expanding stablecoin support on Visa Direct, its corporate global payout network, in partnership with stablecoin infrastructure provider Zerohash. The new arrangement allows businesses to prefund Visa Direct with stablecoins instead of fiat currency. Visa effectively treats the stablecoins as funds already held in corporate accounts, so the money is available immediately for local payouts. That removes a long-standing headache: companies had to park large fiat balances in bank accounts in each market before disbursing. Zerohash provides the supporting layer for custody, compliance, liquidity, and settlement. The move lands on the same day that ABMedia reported Western Union’s launch of Stablecard, a stablecoin-backed card that runs on the Visa network. The two products sit on different sides of the flow: Stablecard targets consumer spending, while Visa Direct’s stablecoin prefunding targets enterprise payouts. Together they show stablecoins moving beyond crypto-native uses and into the settlement and payment rails of mainstream cross-border finance.

Visa is widening the stablecoin capabilities of Visa Direct, its corporate global payout network, and bringing in stablecoin infrastructure provider Zerohash to speed up cross-border disbursements.

In an official explanation, Visa said businesses can now prefund Visa Direct with stablecoins instead of fiat currency. Visa treats the stablecoins as funds already on account, ready to be paid out in local markets. That removes the old need to park large fiat balances in accounts across multiple countries before payouts can happen.

What prefunding changes

The idea is straightforward: a company tops up Visa Direct with stablecoins, and those funds become immediately available for payouts. Visa calls this prefunding. For businesses operating in several countries, it avoids tying up large sums of fiat in local bank accounts while waiting for each payout round.

Zerohash’s role covers the underlying mechanics that companies do not want to build themselves: custody, compliance, liquidity, and settlement for the stablecoin flows.

Stablecoins moving toward the center of payments

The Visa Direct move is one more sign of payments giants turning stablecoins into an actual payment rail. The same day, ABMedia reported that Western Union has launched Stablecard, a stablecoin-backed card that can be used on the Visa network.

One product sits at the consumer checkout. The other sits inside corporate treasury operations. Together, they show stablecoins becoming a settlement and payout medium for real cross-border cash flows, not just a tool used inside crypto.

This article was originally published by Bit.Fan. For more cryptocurrency news and market insights, visit www.bit.fan.
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