XRPL plans native lending and accountable privacy features

XRPL plans native lending and accountable privacy features

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News Editor
2026-08-25 20:37:29
XRP Ledger is set to add native lending and privacy capabilities through amendments including XLS-0096, according to Vet, community lead at the XRPL Foundation. The changes are intended to create a built-in DeFi stack that lets both institutional and retail users trade directly without intermediaries. The network will also use a multi-purpose token standard to introduce what was described as "accountable privacy," a model that hides balances and transaction amounts from third parties while keeping regulatory transparency in place. Separately, Ripple has launched an institutional lending pool based on RLUSD with Clearpool and Cicada Partners. Users in that product can provide liquidity through a single-asset vault and complete compliance checks with one-click verification, according to U.Today.

XRP Ledger will add native lending and privacy features through amendments including XLS-0096, according to Vet, community lead at the XRPL Foundation. The update is aimed at building a built-in DeFi stack that would allow institutional and retail users to trade directly without intermediaries.

Privacy model tied to a multi-purpose token standard

The network is expected to implement what was described as "accountable privacy" through a multi-purpose token standard. Under that design, balances and transaction amounts would be hidden from third parties while regulatory transparency would remain intact.

Ripple launches RLUSD-based institutional lending pool

Separately, U.Today said Ripple has partnered with Clearpool and Cicada Partners to launch an institutional lending pool based on RLUSD. Users can supply liquidity through a single-asset vault and complete compliance onboarding through one-click verification.

This article was originally published by Bit.Fan. For more cryptocurrency news and market insights, visit www.bit.fan.
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