Bitcoin Lending

Cantor Fitzge

2026-07-08 19:40:12

Cantor Fitzgerald Eyes $2 Billion Bitcoin-Backed Lending Push With Tether Ties in Focus

Cantor Fitzgerald is reportedly seeking Tether’s support for a bitcoin-backed lending business starting at $2 billion, highlighting deeper Wall Street involvement in crypto finance.

350

Aven

2026-07-08 16:06:12

Aven Launches Bitcoin Visa Card: Borrow Up to $1M Against BTC at 7.99% APR

Aven Financial's new Bitcoin Visa Card lets holders borrow up to $1 million backed by BTC, with 7.99% APR, no annual fee, 2% cash back, and fixed-rate terms up to 10 years.

440

Bitcoin-backe

2026-07-03 23:30:14

Unchained Tops $1 Billion in Bitcoin-Backed Loan Originations With Verifiable Custody Model

Unchained, a bitcoin-native financial services firm, says it has surpassed $1 billion in bitcoin-backed loan originations after issuing more than 4,000 loans over a nine-year operating history. The company framed the milestone not only as a measure of lending volume, but as evidence that a transparent and verifiable custody model can scale in the Bitcoin credit market. According to Unchained, borrowers retain one key in its 2-of-3 multisignature vault structure, allowing them to independently verify collateral on-chain rather than relying solely on platform assurances. The company also reiterated that it follows a non-rehypothecation approach, meaning client collateral is not reused or moved without permission. That distinction matters as the crypto lending sector continues to face scrutiny over custody practices, collateral treatment, and hidden counterparty risks. Unchained’s announcement also comes as HFT Market Intelligence projects bitcoin-backed lending to grow by more than 430% by 2030. Alongside the milestone, the firm said it has lowered APRs on its loan products to improve competitiveness, though it did not disclose specific rates. Overall, the update highlights a broader shift in Bitcoin financial services: borrowers are increasingly evaluating not just pricing and access to liquidity, but also custody design, transparency, and on-chain auditability.

420

JPMorgan

2026-07-02 14:45:14

JPMorgan Explores Bitcoin-Secured Lending: From Skepticism to Embrace

JPMorgan Chase is considering a policy to lend directly against clients' Bitcoin and crypto holdings, marking the first time the largest U.S. bank accepts digital assets themselves—not ETFs—as collateral for loans, according to the Financial Times. CEO Jamie Dimon, long a Bitcoin critic, has softened his tone, stating in May 2025 that he "defends the right to buy Bitcoin" even though he is not a fan. In June 2025, JPMorgan expanded its lending framework to include Bitcoin ETFs (e.g., BlackRock's IBIT) as collateral and began factoring crypto holdings into clients' net worth evaluations, treating them on par with traditional assets like stocks and real estate. The program could launch as early as 2026, pending resolution of technical challenges and the involvement of a third-party custodian. This shift comes amid a friendlier regulatory environment under the second Trump administration, encouraging large banks to expand digital asset offerings.

370

Bitcoin-backe

2026-07-02 13:45:14

Unchained Surpasses $1 Billion in Bitcoin-Backed Loan Originations with Nine-Year Transparent Record

Unchained, a leader in bitcoin-native financial services, has surpassed $1 billion in bitcoin-backed loan originations, issuing over 4,000 loans with a nine-year track record. The company employs a 2-of-3 multisignature vault structure that allows borrowers to retain one key and verify collateral on-chain, while committing to non-rehypothecation. In the context of a projected 430% growth in the bitcoin-backed lending market by 2030, Unchained's transparent, client-empowered model offers a secure and verifiable approach. The firm has also lowered its loan APRs to remain competitive without altering its custody model.

500

Strike

2026-07-02 10:30:14

Strike Launches Bitcoin-Backed Loans for U.S. Customers: Borrow $75K to $2M Without Selling BTC

Strike has launched a new bitcoin-backed loan service, allowing eligible U.S. users in select states to borrow cash against their bitcoin holdings without selling. Loan amounts range from $75,000 to $2,000,000 for individuals, with terms up to 12 months and a 12% APR. No origination fees are charged. 63% of Bitcoin supply has been dormant for over a year, and over 90% of BTC bought on Strike is moved to cold storage, indicating strong hodler conviction. Business loans from $10,000 to $2,000,000 are also available. Repayment can be monthly or lump-sum, and borrowers can adjust LTV by adding collateral. The process requires no credit check and triggers no taxable events. Strike partners with vetted third-party custodians to ensure security. This move expands Bitcoin's financial utility beyond simple speculation.

1520

Bitcoin lendi

2026-06-30 02:01:29

SVB Report: Bitcoin Lending Enters Institutional Era with Stronger Risk Controls and Declining Rates

A new report from Silicon Valley Bank indicates that Bitcoin lending has entered a new institutional era following the 2022 crypto credit crisis, featuring enhanced risk controls, increased institutional participation, and declining borrowing costs. The report reveals that several major U.S. banks now offer Bitcoin-backed credit services. Total crypto-backed loan volume grew 49% year-over-year to $67 billion. Ledn estimates the current consumer BTC mortgage market at approximately $3 billion, with potential to expand to $1 trillion over the next decade. Current Bitcoin mortgage rates range from 7.5% to 16%. SVB expects bank and private credit fund participation to gradually narrow spreads. The collapses of Celsius, BlockFi, and Genesis in 2022-2023 exposed issues of maturity mismatch and excessive leverage, making conservative underwriting and transparent risk management the industry baseline.

1490