Roger Bayston of Franklin Templeton said institutional demand for XRP may build only after businesses use blockchain in real operations and see clear efficiency and record-keeping benefits.
Franklin Templeton and Binance have activated an institutional off-exchange collateral model that lets eligible clients use tokenized money market fund shares as trading collateral while keeping assets in third-party custody and still earning yield.
Kraken now allows eligible non-US users to use 10 tokenized stocks and ETFs as collateral for futures and margin trading. Assets include SPYx, MSTRx, and others, with varying haircuts and limits.
Franklin Templeton partners with Ondo Finance to tokenize five ETFs, offering stocks, bonds, and gold exposure via blockchain. Investors can trade 24/7 through crypto wallets. U.S. access remains limited by regulation. Ondo's platform has processed over $12 billion in volume.
RWA.xyz’s March 2026 framework divides the sector into Distributed Assets and Represented Assets. Data shows $26.5 billion in distributed assets, $363.78 billion in represented assets, with stablecoins still dominating the market.
US spot XRP ETF assets have moved back above $1 billion, driven mainly by XRP’s recent price rebound rather than a major wave of fresh capital entering the funds.
Financial advisor Ric Edelman predicts that up to 95% of institutions currently without crypto exposure could enter the market if the CLARITY Act becomes law. Regulatory clarity is the key catalyst, but Senate scrutiny and AML concerns loom.
U.S. SEC and CFTC officially label XRP a commodity alongside BTC and ETH. Franklin Templeton rolls out the XRP ETF, while on-chain data shows rising large-holder participation. Analyst eyes $1.65 as key resistance.
