Stablecoins are moving beyond their role as a digital dollar store of value and into everyday spending, according to Paymentscan data cited by venture capital firm a16z. Over the past year, spending through crypto cards grew by more than 3x, with tracked monthly volume reaching $1.04 billion in July 2025.
Dollar stablecoins accounted for about 70% of payments
More than 10 million crypto card transactions were recorded in July. About 70% of those payments were backed by dollar stablecoins.
USDC represented 50.8% of transaction volume, while USDT accounted for 20.3%. A year earlier, USDC's share was about 48% and USDT's was about 7%, showing a stronger position for dollar stablecoins in crypto payments.
Average payment size rose to $86
The data also showed that monthly crypto card transaction volume reached $1.04 billion in July 2025, while the average payment size climbed to about $86, up from $59 in the same month a year earlier.
Market participants said the figures suggest stablecoins are gradually becoming part of consumers' regular payment habits, rather than being used only for cross-border transfers and value storage.
Groceries, transport and retail ranked among key spending categories
In terms of actual use, groceries, ride-hailing, dining and subscription services were among the main categories for crypto card payments. Data from Latin America showed that users mainly spent stablecoins on food, retail and transport.
In Brazil, Oobit users completed about 20 transactions per month on average, and grocery spending accounted for roughly 35% of local activity. In Argentina, 72% of Oobit payments used USDT, and food transactions represented 41%.
The figures were reported by CoinDesk and summarized by Odaily.