Ledger said it has launched a Crypto Loan feature inside Ledger Wallet, adding borrowing functions directly to its wallet interface. The product is powered by Morpho, while Yield handled the technical integration. At launch, the feature supports four markets on Ethereum, letting users post cbBTC or wBTC as collateral and borrow either USDC or USDT.
Ledger said users can monitor loan-to-value ratios, repay when needed, add more collateral, or withdraw assets from within Ledger Wallet. The company also said every action must be clearly signed and confirmed on a Ledger hardware device. The borrowing rate is variable, and the company warned that liquidation risk applies. Availability will depend on the user’s country or region.
Ledger said in a post on X that it has launched a Crypto Loan feature in Ledger Wallet. The lending infrastructure is provided by Morpho, and Yield handled the technical integration.
At launch, the feature supports four markets on Ethereum. Users can use cbBTC or wBTC as collateral to borrow USDC or USDT.
Inside Ledger Wallet, users can track their loan-to-value ratio, repay on demand, add collateral, or withdraw assets. Ledger said each step must be confirmed through clear-signing on a Ledger hardware device.
Ledger also said the feature uses variable interest rates and carries liquidation risk. Availability varies by country and region.
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