Major CEX stablecoin flexible yields show top small-balance USDT rate at 10%, Bitget at 7.96%

News Editor

2026-10-09 15:15:57

Latest displayed rates compiled by BlockBeats on Oct. 9 show that flexible stablecoin products at HTX, Binance, OKX, and Bitget still follow a familiar structure: higher annualized yields for smaller balances, followed by lower rates once deposits exceed the preferred tier. For USDT, HTX shows 10% annualized for the 0-200 USDT tier, dropping to 1.95% above that level. Bitget lists 7.96% for 0-300 USDT, then 3.30% afterward. Binance shows 6.57% for 0-1,000 USDT, then 2.57%, while OKX shows 2.56%, with its figure already presented after deducting a 15% fee. For USDC, HTX shows 8% for 0-200 USDC and 2.75% above that band, Bitget lists 6.66% for 0-300 USDC and 1.38% afterward, Binance shows 2.49%, and OKX shows 2.32%. The data also includes SVIP and other stablecoin products such as USDE and USDD. BlockBeats said the figures are page-displayed yields only and do not constitute investment advice.

According to BlockBeats on Oct. 9, the latest displayed rates show that flexible stablecoin yield products at HTX, Binance, OKX, and Bitget are still structured around high returns for small balances, with lower annualized rates once deposits move beyond the preferred tier. OKX rates in the table were shown after deducting a 15% fee.

USDT rate comparison

For USDT, HTX shows an annualized yield of 10% for the 0-200 USDT tier, falling to 1.95% above that level. Bitget lists 7.96% for the 0-300 USDT tier and 3.30% above it. Binance shows 6.57% for the 0-1,000 USDT tier and 2.57% above that amount. OKX shows 2.56%.

USDC and other stablecoins

For USDC, HTX shows 8% annualized for the 0-200 USDC tier and 2.75% above that level. Bitget lists 6.66% for the 0-300 USDC tier and 1.38% above it. Binance shows 2.49%, while OKX shows 2.32%.

For other stablecoin products, HTX shows 6%-9% annualized for its USDT SVIP tier, with an applicable quota of 50,000-100,000. Binance lists 2.6%-2.65% for USDT SVIP. Bitget shows 4% for its USDT SVIP 0-300,000 tier, then 2.88% above that amount. For USDE, the displayed annualized yields at HTX, Binance, and Bitget are 5%/3% by tier, 4.75%, and 1.00%, respectively. HTX shows 4.00% for USDD. For the U token category on Binance, the 0-8,000 tier shows 7.06%, falling to 1.06% above that level.

What the displayed rates show

Overall, the higher yields remain concentrated in smaller balance tiers, while annualized returns generally decline as deposit size increases. Users comparing products still need to check quota limits, interest-accrual rules, fees, and real-time availability. The figures are displayed page yields only and do not constitute investment advice.

This article was originally published by Bit.Fan. For more cryptocurrency news and market insights, visit www.bit.fan.

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