Superform, the first user-owned neobank in crypto, launched its mobile app on July 23, officially expanding into the U.S. market. The app brings the company's non-custodial onchain vaults — SuperVaults — to mobile, automatically deploying user funds into high-yield DeFi strategies like stablecoin lending and liquidity provisioning. The goal: make earning onchain as seamless as using a traditional banking app, while keeping full self-custody of assets.
SuperVaults: Auto-Running Strategies, 8.4% APY vs. 4.3% T-Bills
Users can deposit USD, BTC, or ETH and start earning within minutes. Funds are routed through SuperVaults, which distribute capital across over 70 protocols and 1,000+ vaults. According to Superform, these vaults have generated an average yield of 8.4% APY, compared to just 4.3% for U.S. Treasury Bills. The app also supports cross-chain swaps, transfers, and multi-asset management — all while users retain full custody of their private keys.
“You should not need to be technical to earn more onchain,” said Vikram Arun, Co-Founder and CEO of Superform. “The mobile app is the next step in our mission to make crypto-native strategies feel like standard financial products. It offers a true set and forget experience where users can deposit once and earn automatically without needing to manage or monitor anything.” The app's infrastructure has been audited by yAudit and multiple independent security researchers from Spearbit.
Bridging the Gap Between Custodial Simplicity and Self-Custody Complexity
Despite DeFi's maturity, mainstream users still lack a complete alternative to traditional banks. Custodial platforms control users' assets, while self-custody solutions require technical know-how. Superform's approach consolidates curated opportunities into a single scalable product — SuperVaults — with added features like boosted APYs, Superform Points, and tiered rewards. The desktop version already manages over $180 million in user deposits across 1000+ vaults, serving more than 180,000 depositors since Q2 2024.
Superform Labs is backed by $11 million in funding from investors including VanEck Ventures, Polychain Capital, Circle Ventures, BlockTower Capital, Maven11 Capital, CMT Digital, and Arthur Hayes. The company positions this mobile launch as the first in a series of major product rollouts through the end of the year. For updates, users can visit superform.xyz or follow @superformxyz on X.