YZi Labs on Aug. 25 unveiled the full list of startups selected for Season 4 of EASY Residency, its flagship incubation program for early-stage founders building in Web3, AI, and biotech. The cohort includes 24 early-stage companies, and each will receive a $500,000 investment. The program runs for 10 weeks, beginning online before founders gather in Bhutan for an in-person collaboration phase.
This season is built around what YZi Labs described as the next generation of global financial infrastructure, spanning stablecoin payments, onchain foreign exchange, institutional market structure, privacy, credit, and AI-native execution. The firm said the lineup reflects its view of global payments, onchain markets, and “agentic finance”: more programmable, more localized, more compliance-conscious, and embedded in everyday financial workflows.
Focus areas for Season 4
- Stablecoin payments and cross-border settlement
- Onchain FX, credit, and new banking models
- Institutional liquidity and market-making infrastructure
- Digital asset privacy, compliance, and financial operations
- AI agents, financial intelligence, and automated execution
- Consumer and enterprise interfaces for onchain finance
- AI-native security and creator infrastructure
The 24 selected companies
Aile
Aile is building a permissionless onchain FX layer for regional stablecoins. Through an intent network, it aggregates liquidity from FX brokers, DeFi pools, and issuer mint and redemption channels, creating deep order books through competing solvers and enabling atomic onchain settlement.
Alloco
Alloco is working on an institutional-grade onchain ETFT issuance platform that turns market views into investable onchain products. Its scope covers real-world assets, market strategies, and thematic opportunities, packaging assets ranging from hedge fund strategies to tokenized pre-IPO exposure for retail and institutional users.
D0
D0 focuses on local payment rails for onchain finance, helping trading and investment platforms accept local payment methods for deposits in emerging markets. Its premise is straightforward: if crypto is to reach the next wave of users, on-ramps cannot rely only on crypto rails and cards.
De¹
De¹ is developing a financial world model based on real-time execution, positioned as a market intelligence layer for onchain finance that connects simulation with live execution. The company said it now handles more than $800 million in daily volume across more than 200 institutions, 1,000-plus liquidity sources, and over 40 chains.
ElfomoFi
ElfomoFi is building Prop-AMM infrastructure for EVM markets. It connects professional market makers, liquidity providers, and traders to bring CEX-grade pricing onchain. Market makers can distribute liquidity to major DEX aggregators and solvers, while LPs can access delta-neutral market-making strategies through public vaults and private liquidity networks.
Facto
Facto provides middleware that lets users spend directly from yield-bearing stablecoin balances without moving or pre-funding assets. Its API connects institutional balances with payment providers and handles authorization and settlement.
FinTax
FinTax is building accounting, tax, and AI infrastructure for digital asset finance across enterprises, financial institutions, and governments. Its focus is crypto accounting, tax, and compliance, based on the view that operating standards will become a core layer as digital assets mature.
Kravata
Kravata is building regulated last-mile stablecoin infrastructure in Latin America. It offers banks, fintechs, telecom companies, and enterprises a single integration point for stablecoin accounts, cash-in and cash-out, custody, payments, and yield services, while handling regulatory requirements, banking relationships, liquidity, and compliance.
Liquorice
Liquorice is an inventory credit layer for intent and RFQ market makers. The goal is to improve capital efficiency by letting market makers borrow instantly from a shared pool when they win solver auctions instead of locking funds across multiple wallets.
Meddcom AI
Meddcom AI is an AI-driven platform for personalized preventive health and longevity. It combines longevity diagnostics, continuous monitoring, and treatment, turning fragmented health information into dynamic records using more than 100 blood biomarkers, epigenetic testing, and data from more than 100 connected devices.
Nara
Nara is building a programmable credit layer for cross-border payments, allowing fintech companies to draw and repay liquidity around the clock. Financing premiums are routed into NaraUSD, a composable savings product designed for a stablecoin-native credit stack.
Neutral Trade
Neutral Trade tokenizes hedge fund strategies through vault infrastructure, bringing professional trading strategies onchain and linking capital allocators with experienced traders. The company said it has processed more than $210 million in deposits and built a structured bridge between institutional strategy design and broader market participation.
Nexroute
Nexroute is focused on onchain execution infrastructure aimed at improving trade execution quality. It is translating its BNB Chain MEV expertise into a DeFi execution layer. The company said it delivers competitive quotes on BSC, has become a leading solver for platforms including CoW Swap and OKX DEX Aggregator+, reduces toxic MEV, and returns extracted value to venues and the chain.
Nxos
Nxos is building a stablecoin-native bank for cross-border trade, serving businesses that operate between traditional finance and crypto, from importers and exporters to Web3 companies paying fiat suppliers. It combines fiat and stablecoins in a unified account so users do not need to separately manage bank accounts, OTC desks, and self-custody wallets.
Primus
Primus is creating confidential infrastructure for institutional onchain finance, adding a privacy layer to public blockchains for confidential, verifiable, and compliant activity. The project starts with Confidential Vault and plans to extend into payments, payroll, treasury, and other institutional workflows.
Roostoo
Roostoo is a credentialing layer for AI trading agents. It is building a reinforcement-learning agent factory that trains thousands of quantitative models across crypto perpetuals, equities, commodities, and FX, then continuously ranks them through a live competition platform for deployment into DEXs and vaults.
SmartX
SmartX is working on personalized social trading for onchain markets. It combines verified real positions, AI-matched signals, and one-click execution to make social trading onchain verifiable, personalized, and actionable. The company sees a larger opening in the trader economy, where quality insight can be monetized and contributors can share in platform-funded rewards.
Spectrum
Spectrum is focused on crypto-to-fiat settlement for the Web2-to-Web3 transition. Through a 24/7 clearing core, it routes crypto assets into native bank and card transfers to reduce frictions in off-ramping. The company said it was built by TradFi veterans with more than 20 years of experience and aims to avoid weekend banking shutdowns, secure better FX rates, and reduce settlement delays and freeze risk.
Surgepay
Surgepay targets bill payments for the global Indian diaspora. It lets overseas Indians pay domestic bills through WhatsApp, settling into rupees over stablecoin rails at mid-market exchange rates, with a target settlement time of under two minutes. The company is building payee-first infrastructure in one of the world’s largest remittance corridors.
ViFi Labs
ViFi Labs is building a decentralized exchange for emerging-market currencies. The project aims to improve capital efficiency for market makers providing liquidity in currencies such as the naira, real, and peso. Payment firms and cross-border traders can deposit USDC and complete conversion in seconds at oracle-pegged rates without pre-funding while minimizing local currency exposure.
xAPI
xAPI is an API marketplace for AI agents, offering a single key to discover, pay for, and call APIs across the internet. Agents can also publish their own APIs, allowing the marketplace to grow without manual intervention.
XHunt
XHunt is building AI-native creator intelligence and opportunity infrastructure. Its aim is to measure real creator influence and help creators turn that influence into economic opportunities. The company argues that as creator markets become more data-driven, what is missing is not more vanity metrics but an intelligence layer that can identify contribution, distribution power, and monetizable opportunity.
XStabl
XStabl is building AI-native infrastructure for onchain gold and FX trading. It brings leveraged gold and foreign exchange trading onchain while combining global pricing, institutional liquidity, self-custody, and transparent settlement. The company said platform daily trading volume has passed $100 million and that it uses AI-native systems for opportunity discovery, risk management, and execution.
Zero drift
Zero drift is building agentic security infrastructure for enterprise software. Its platform is designed for constantly changing software environments and embeds security engineers in client environments, converting expert judgment into code, purpose-built agents, and reusable workflows.
About YZi Labs and EASY Residency
YZi Labs said it manages more than $10 billion in assets globally. Its investment philosophy is “impact first,” built on the belief that meaningful returns will follow naturally. The firm invests across stages and prioritizes projects with strong fundamentals in Web3, AI, and biotech.
The firm said its portfolio includes more than 300 projects across 25 countries on six continents. Named portfolio companies include Trust Wallet, CoinMarketCap, Polygon, Ethena, SafePal Wallet, Better Payment Network, Aster, and XAI (SpaceX). More than 65 portfolio companies have previously taken part in its incubation program.
EASY Residency is YZi Labs’ flagship global incubation program for long-term early-stage founders in Web3, AI, and biotech. The program is designed as a builder community where founders can find like-minded peers, mentors, and investors. Each season brings together selected startups from around the world to live and build together before concluding with a Demo Day attended by top investors and industry leaders.