Cobo

Cobo to unveil rebrand and upgraded enterprise payment wallet products at Singapore FinTech Festival
Shenyu
2026-09-07 02:44:08

Cobo co-founder Shenyu lays out his AI-era framework for DeFi, Bitcoin and core holdings

Cobo co-founder Shenyu used a wide-ranging conversation with Jilian Technology founder Jin Ming to explain how his thinking has changed across DeFi, AI agents, Bitcoin and portfolio construction. He described DeFi as a compressed course in financial history, arguing that participating in lending, market making and liquidity mining lets investors experience, in a short period, the kind of product evolution that took traditional finance centuries. He also said AI has sharply reduced execution costs, making human judgment, direction and persistence more important rather than less. In his own workflow, AI and agents have already moved beyond productivity software into what he called an external cognitive system, handling reading, filtering, presentation prep, emotional analysis and blind-spot detection. On investing, Shenyu said his first screen for a core asset is whether its total addressable market is large enough and whether it sits inside a long-term macro vision. He uses a three-layer position framework that starts with small exposure, scales after repeated validation and only reaches roughly 20% once the long-term case becomes clear. By that standard, he said only Bitcoin, Ethereum and Tesla have fully qualified so far, while SpaceX remains under observation. He also called Bitcoin 「a better form of gold」 because it gives individuals direct control over assets without intermediaries.

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Cobo co-founder Shenyu lays out his AI-era framework for DeFi, Bitcoin and core holdings
Disco Fish
2026-09-07 02:39:17

Cobo Co-Founder Disco Fish on DeFi, Bitcoin and AI Agents: As Execution Gets Cheaper, Human Will Matters More

Cobo co-founder Disco Fish shared his latest thinking in a conversation with Jin Ming, founder of Jilian Technology, spanning DeFi, Bitcoin, AI agents and portfolio construction. He described DeFi as a compressed course in financial history, arguing that lending, market making and liquidity mining revisit questions traditional finance has already explored. His own investment framework, he said, did not start as a formal system but emerged through practice, review, abstraction and repeated testing in live markets. On AI, Disco Fish said the distance between an idea and execution is shrinking quickly. As tools, knowledge and implementation capacity become concentrated in the hands of individuals, the key constraint shifts from access to execution toward direction, judgment and sustained will. He also said AI agents have moved beyond productivity tools in his daily workflow, taking on roles tied to rational planning, emotional analysis and blind-spot detection. For core assets, his first screen is whether the total addressable market is large enough and backed by a long-term macro vision. Under his three-layer position-sizing approach, he said only Bitcoin, Ethereum and Tesla have fully passed the test so far, while SpaceX remains under observation. He also reiterated his view that Bitcoin is "better gold" because it enables direct, intermediary-free asset control.

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Cobo Co-Founder Disco Fish on DeFi, Bitcoin and AI Agents: As Execution Gets Cheaper, Human Will Matters More
Shenyu
2026-08-31 23:43:07

Cobo Co-Founder Shenyu Says Bitcoin, Ethereum and Tesla Remain Core Holdings in AI-Era Investing

Cobo co-founder Shenyu said his core asset allocation still centers on Bitcoin, Ethereum and Tesla, while SpaceX remains under observation, according to a long-form conversation with Jilian Technology founder Jin Ming published by WuBlockchain. In the discussion, Shenyu said his view on Bitcoin has not changed over more than a decade: he still sees BTC as “digital gold,” particularly valuable because it can be held without layers of intermediaries and because its role becomes clearer in extreme scenarios. He also described how AI has reshaped both his daily workflow and information intake. Shenyu said he now relies heavily on three AI agents with different roles, alongside a note-taking system that links topics using an evolutionary framework. He added that he no longer cares much about chasing the fastest real-time information because he does not trade on a short-term basis. On portfolio construction, Shenyu said he is not a classic diversification advocate and prefers concentration in assets he believes he truly understands. He outlined a staged position-sizing framework that begins with small observation positions and scales up only after conviction deepens. He said the team’s current core framework is “monopoly plus growth,” and that Ethereum remains in the top tier for now, though they have discussed whether it should be downgraded if the thesis around agents running on Ethereum does not strengthen.

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Cobo Co-Founder Shenyu Says Bitcoin, Ethereum and Tesla Remain Core Holdings in AI-Era Investing
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