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cross-border
2026-09-03 00:31:37

Cross-border Remittance Cost Drops to 6.36%, Stablecoins Eye Infrastructure Fix

A new report from Decentralised.co shows that the cost of sending $200 across borders has dropped to 6.36%, from 9.67% in 2009, with the United Nations targeting 3% by 2030. The report details the three-step remittance process—collection, value transfer, and payout—and notes that only the middle step, once slow, is now the cheapest. Prefunded agent accounts fragment working capital, but tokenized dollars can centralize funds into a single pool, allowing Sunday settlement and rapid rebalancing. The sector is seeing significant funding activity: Félix Pago raised $200 million for WhatsApp-based remittances from the US to Latin America, with a16z leading $87 million in equity and General Catalyst providing $113 million in credit. Nium now uses USDC to fund customer payments. a16z Crypto led a $10 million investment in Better Money. Conduit raised $36 million for the Europe-to-Nigeria and Kenya corridor, and Palla raised $14.5 million to white-label payment services to thirty banks. The report concludes that stablecoins can fix infrastructure issues but cannot fix legal or fee-collecting isolated systems.

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Cross-border Remittance Cost Drops to 6.36%, Stablecoins Eye Infrastructure Fix
Google
2026-09-03 07:40:05

Google Develops Hardware and Software to Tackle AI Memory Bottleneck, Recycles DDR4

Google's senior director of supply chain infrastructure, Nikhil Cherian, revealed the company is developing both software and hardware solutions to address memory constraints in AI servers. The approach includes salvaging DDR4 modules from retired servers, designing custom adapters to connect older memory to next-generation servers, and importing retired servers for DDR4 removal. Cherian noted that AI has shifted from compute-constrained to memory-constrained, with high-performance memory consuming about 75% of an AI server's bill of materials. Goldman Sachs expects third-quarter PC DRAM prices to rise 18% to 23% and server DRAM 13% to 18%. Trendforce data shows spot prices for DDR4 8GB and DDR5 8GB reached $142 and $133 in August. Google's two new TPU ASICs this year feature memory-optimized designs, potentially reducing memory requirements by a factor of six, with the TPU8i chip packing 288GB of HBM3e memory.

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Google Develops Hardware and Software to Tackle AI Memory Bottleneck, Recycles DDR4