Steem is the native cryptocurrency of the Steemit social platform, rewarding content creation and curation. This article covers the differences among STEEM, Steem Power, and Steem Dollars, and analyzes its investment risks and potential. Market cap is ~$1.5 billion.

A dispute over KAST’s terms of service has brought a basic but increasingly urgent question to the surface: who owns a next-generation dollar account once dollars move outside the banking system? The article argues that stablecoins have done more than speed up transfers or lower costs. By letting dollars exist as on-chain assets such as USDT and USDC, they split apart three functions that banks historically bundled together — account asset custody, settlement, and payments. That structural change has forced fintechs, wallet providers, card issuers, and regulators to confront an issue that the banking era largely settled by default. KAST sits at the center of that debate because its terms reportedly defined user top-ups of USDC as a “sale” rather than a “deposit.” In the article’s reading, that distinction shifts users from asset owners to creditors, while giving the company a lighter compliance route and access to reserve-style income if the pooled funds are deployed into short-dated U.S. Treasuries or money market funds. Other products, including Ether.fi Cash, Plasma, Avici, and Bitget Wallet, are presented as taking the opposite route: reducing or avoiding direct ownership of client assets by splitting wallet, funding, and card-payment responsibilities across separate regulated or user-controlled layers. Across the U.S., Europe, Brazil, India, Singapore, and Hong Kong, the article says the same regulatory principle keeps showing up in different forms: regulators care less about the software wrapper than about who controls the money and on whose balance sheet it sits.

A TechFlowPost opinion article by Bitget Wallet researcher Emily Sun argues that the real battle in next-generation dollar accounts is no longer about app design or payment convenience, but about legal ownership of user funds once dollars move outside the banking system. The piece uses the July 2026 controversy over KAST’s terms of service as a case study. Under the structure described in the article, a user’s USDC top-up was defined as a “sale” rather than a deposit, shifting ownership of the funds to the company and leaving users with a claim against KAST instead of direct ownership of assets. Sun says that distinction matters most in stress scenarios such as a liquidity event or bankruptcy, when users may rank as creditors rather than asset owners. The article contrasts that model with structures used by products including Ether.fi Cash, Plasma, Avici and Bitget Wallet, which aim to keep assets under user control while splitting wallet, card-account and payment-network functions across separate regulated entities. It also reviews how the U.S., Europe, Brazil, India, Singapore and Hong Kong approach stablecoin oversight. Across those regimes, Sun’s central claim is consistent: regulators care less about wallet software itself and more about who controls the money and whose balance sheet it sits on. As stablecoin supply expands, she argues, the defining question for digital dollar accounts will be who can aggregate many forms of on-chain dollars into one trusted user experience without quietly taking ownership of customer funds.

The Luxurious Pro Network Token (LPNT) has been listed on global crypto exchange PROBIT. The project targets forex trading, decentralized payments, and real-world utility with a 200,000+ user community and upcoming DApps. Supply reduction and 200% leverage trading are also in the pipeline.

Ripple announces Wormhole integration with XRP Ledger mainnet and EVM sidechain, enabling XRPL-native assets to move across 35+ blockchains, supporting DeFi, RWAs, and institutional finance; Wormhole has processed over $60 billion in cross-chain volume.

A leaked audio obtained by CNBC reveals that bankrupt crypto lender Celsius Network is planning to create an IOU cryptocurrency to repay its Earn account customers, similar to Bitfinex's BFX token model. The audio, verified by former employees, features co-founder Nuke Goldstein and CTO Guillermo Bodnar discussing 'wrapped tokens' backed by mining and staked ETH.

Ethermine, the world's largest Ethereum mining pool, will end PoW mining after The Merge and switch to withdraw-only mode. A countdown timer is now live, while ETHW IOU prices crash and ETC hashrate surges.

Gold advocate Peter Schiff warns the US economy is far more fragile than markets reflect, with inflation heading higher. He predicts gold at $20,000 per ounce within a decade and criticizes Michael Saylor's STRC preferred stock as a 'pure Ponzi scheme,' cautioning retirees about principal loss.