vaults

Blockchain As

2026-09-30 14:34:43

Blockchain Association launches Vaults working group with a16z crypto, Uniswap and other firms

The Blockchain Association has launched a new Vaults working group in the US, with dozens of member organizations already taking part. Participants named by the association include a16z crypto, Aave, Ethena, FalconX, Grayscale, Morpho, Uniswap and Wintermute. The group is focused on Vaults, which the association described as an emerging piece of on-chain financial infrastructure that can give users multi-asset exposure and support composable, personalized investment strategies. According to the announcement cited by Techub News, the working group plans to engage directly with the US Securities and Exchange Commission. It also aims to help lawmakers understand how Vaults operate and how existing regulatory frameworks may apply to them, while supporting compliant development of the technology in the United States.

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Blockchain As

2026-09-30 14:35:22

Blockchain Association launches Vaults working group for policy talks with the SEC

Blockchain Association said it has launched a new Vaults working group, bringing together dozens of member firms to take part in policy discussions in Washington. The group is focused on Vaults, which the association described as an emerging piece of onchain financial infrastructure that can give users exposure to multiple assets while supporting composable and customized strategies with different levels of human control, governance, and risk. According to the association, the working group will engage directly with the U.S. Securities and Exchange Commission to support responsible product development. It also aims to help lawmakers understand how Vaults operate and how existing regulatory frameworks should apply to them. Blockchain Association said the goal is to make sure rules reflect the technology itself so that responsible innovation can develop in the United States. The group’s disclosed participants include a16z crypto, Aave, Casper Network, Dinari, dYdX Foundation, Ethena, FalconX, FWD, Grayscale, Ground, Halliday, Injective, Monarq, Morpho, Multicoin, Mysten Labs, Offchain Labs, Predicate, Plume Network, Stellar, UDHC, Uniswap, and Wintermute.

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Steakhouse Fi

2026-09-04 14:35:36

Steakhouse Financial Bolsters Security for Morpho and Box Vaults

Steakhouse Financial announced planned OpSec enhancements for all Morpho and Box vaults, with no service interruption or risk exposure changes. Two new Allocators will be added from four candidate addresses, and deprecated ones may be removed. The operation is not subject to timelock.

770

DeFi

2026-08-05 01:26:20

Ground COO says DeFi is losing its way in a subsidy-driven yield race

Ground COO Stephanie Vaughan argued that DeFi is drifting into a “yield war” centered on access to fintech distribution rather than solving end-user problems. In her view, companies such as Robinhood, Coinbase, Revolut, and Kraken are competing for customer funds, while protocols including Aave, Morpho, and Ethena are trying to become the infrastructure layer for lending strategies. Vault providers and risk management firms, she said, are also competing around fintech platforms rather than building direct user relationships for DeFi itself. Vaughan said this setup sends a clear market signal: pricing power for DeFi products is nearing zero. She argued that much of the yield on offer comes from subsidies provided by platforms, vault services, strategy providers, or underlying protocols, instead of real demand created by the product itself. She described that dynamic as closer to paying “shelf fees” than gaining genuine distribution. She also pointed to weaknesses in some multi-strategy vaults, including idle capital, waiting periods before deployment, and slow governance processes, which can leave actual user returns below advertised APY. By contrast, she said, traditional financial products such as money market funds can put capital to work immediately. As L2 costs fall and cross-chain infrastructure matures, Vaughan said the chain itself is no longer the main competitive edge, and future DeFi products should be built around user needs and move toward infrastructure such as MPC wallets that let users keep control over strategy while platforms handle execution and simplification.

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Policy Regula

2026-07-29 08:12:12

SEC scrutiny of crypto vaults grows as Robinhood Chain, FWA and Mantle draw on-chain attention

Castle Labs’ latest on-chain market note tied together four developments now shaping the crypto market: mounting regulatory scrutiny of crypto vault strategies, fast early growth on Robinhood Chain, the sudden rise of TokenWorks’ Fake World Assets on Ethereum, and Mantle’s push deeper into tokenized real-world assets. The sharpest regulatory signal came from SEC Commissioner Hester Peirce, who warned that some crypto vault strategies may raise issues normally associated with portfolio managers or investment advisers, depending on how yield activities are selected and how assets are reallocated. That framing has intensified debate over whether vault managers are operating more like code-driven infrastructure or discretionary asset managers. On the market side, Robinhood Chain has already accumulated more than $800 million in on-chain assets and nearly $500 million in stablecoin market cap, with memecoin pairs accounting for 65.9% of spot DEX volume. On Ethereum, Fake World Assets reached roughly 10% of mainnet gas consumption within seven days of launch. Mantle, marking its third anniversary, ended the second quarter with 155 tokenized stocks, more than $1 billion in DeFi TVL and $955 million in stablecoin market cap, while continuing to build liquidity and execution rails around tokenized RWA products.

2190

Telegram

2026-07-23 11:15:15

Telegram Wallet Launches 'Vaults' Offering Up to 18% APY on USDT Deposits

Telegram's TON Wallet introduces 'Vaults', letting users earn passive income via on-chain strategies. A Re7-powered USDT strategy yields up to 18% APY. Self-custodial model supports BTC and ETH, with backing from Morpho and TAC.

1800

SEC

2026-07-23 00:39:50

SEC says Vaults and on-chain lending may fall under securities laws

The U.S. Securities and Exchange Commission said certain activities tied to crypto Vaults and on-chain lending may raise issues under federal securities laws. In a statement, the agency said Vaults that use smart contracts to allocate user assets into yield strategies such as staking and lending could involve regulated management activity, depending on how those products are structured and operated. The SEC said parties involved in managing a Vault should assess whether their conduct falls within securities regulation. It specifically pointed to selecting yield strategies, reallocating funds across yield-bearing assets, and choosing managers responsible for investment decisions. The agency also flagged participants involved in running lending strategies, including those who set interest rates, decide which assets are supported, establish loan-to-value, or LTV, limits, and define liquidation standards. The statement added that on-chain lending strategies may also present material securities-law questions. Depending on participant motivation, how products are distributed, and other relevant factors, on-chain loans could in some cases resemble securitized debt instruments, or notes. The SEC said it is seeking public input on whether existing rules should be revised to accommodate Vaults, on-chain lending, and other innovations while still protecting investors, maintaining fair, orderly, and efficient markets, and supporting capital formation.

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Summer.fi

2026-07-15 16:02:02

Summer.fi to wind down operations after Lazy Summer exploit caused about $6.1 million in losses

Summer.fi said it will gradually wind down operations after concluding there is no viable path to continue the business following the July 6 exploit of the Lazy Summer protocol. According to the announcement, the attack directly caused losses of about $6.1 million. The team also said a significant portion of its own assets had been placed in the affected vaults, which reduced the operating capital available for rebuilding. Summer.fi added that its app will remain accessible through Aug. 31. The future of the Lazy Summer protocol will be decided by Lazy Summer DAO, which is currently working to restore withdrawal and redemption functions across its vaults, including the two vaults affected in the incident.

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