Interest payments now arrive every second, not at month-end. Archax has launched real-time streaming cash flow functionality for tokenized securities on Hedera, using Circle's USDC stablecoin. Investors receive interest directly into their wallets continuously, replacing traditional monthly or quarterly distribution cycles.
Real-Time Cash Flows: A Second Leap for Tokenized Securities
Graham Rodford, CEO and co-founder of Archax, said, "Tokenizing assets was the first step; streaming cash flows is a giant leap into the future of finance." The feature updates interest payments in near real-time inside investor wallets, with cash flows automatically following tokenized securities as they move between holders. Because the underlying securities can be fractionalized, associated payments remain continuously divisible as ownership changes in real time. The capability runs on Hedera's enterprise-grade distributed ledger and uses Circle's USDC as the payment layer. Tokenized financial products could eventually support continuous settlement, continuous yield distribution, fractional ownership, 24/7 transferability and programmable compliance—a stark contrast to traditional capital market infrastructure that relies on batch settlement cycles, intermediaries and restricted trading hours.
Institutional Race: Tokenization Shifts from Pilots to Infrastructure Competition
The launch arrives as tokenization competition intensifies. BlackRock, Franklin Templeton, JPMorgan, Citi, HSBC and UBS have all launched blockchain initiatives. Tokenization has moved from experimental pilots to a race for the infrastructure layer behind future digital capital markets. Multiple industry estimates project tokenized real-world assets could eventually grow into a multi-trillion-dollar market over the next decade. Large institutions are accelerating tokenization investment despite broader crypto market volatility, viewing it as a mechanism to reduce settlement friction, lower operational costs, improve liquidity, automate compliance and expand asset accessibility. Traditional financial infrastructure providers—custody layers, transfer agents, clearing systems, payment intermediaries—face long-term disruption pressure.
Hedera and Archax: Compliance-First Approach
Hedera emphasizes predictable low fees, institutional governance, high transaction throughput, compliance-focused architecture and enterprise integrations. Archax operates under UK regulatory permissions, focusing on tokenized asset issuance, digital asset trading, institutional custody and regulated blockchain infrastructure. Gregg Bell, Chief Investment Officer at Hashgraph, said, "By enabling cash flows to move seamlessly with tokenized securities, we're bringing greater efficiency, transparency, and precision to capital markets. It's an important step toward a future where financial assets and the value they generate move together in real time." The companies said streaming cash flow could eventually support additional use cases: continuous coupon payments, real-time revenue sharing, usage-based payments and automated yield distribution. The larger strategic shift points toward financial markets evolving from periodic settlement systems into continuously updating digital networks.