The International Monetary Fund said in a report that Ghana has become the fifth-largest crypto market in sub-Saharan Africa, with annual crypto asset transaction volume estimated at about $21 billion. The IMF said roughly 8% to 17% of the population has bought or sold crypto assets.
The report also said stablecoin use in Ghana has been rising quickly. According to the IMF, stablecoins are currently used mainly for crypto trading and as a hedge against inflation. Their use for cross-border settlement in the informal and semi-formal economy is also increasing, while adoption in retail remittances remains limited.
The IMF added that Ghana passed virtual asset-related legislation in December 2025, bringing stablecoins into the country’s regulatory framework. The report was cited by Techub News, with the item attributed to Wu Blockchain.
In a report, the International Monetary Fund (IMF) said Ghana is now the fifth-largest crypto market in sub-Saharan Africa, with annual crypto asset transaction volume estimated at about $21 billion. And the IMF said roughly 8% to 17% of the population has bought or sold crypto assets.
Stablecoin use is rising in Ghana
The IMF said stablecoin adoption in Ghana is climbing fast. Right now, stablecoins are used mostly for crypto trading and as a hedge against inflation. Their use for cross-border settlement in the informal and semi-formal economy is rising too. But for retail remittances, they are still used less often.
Stablecoins have been brought under regulation
According to the IMF, Ghana passed virtual asset-related legislation in December 2025, bringing stablecoins into its regulatory framework.
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