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PayFi

Market Analys
2026-10-19 02:16:33

SoSoValue data shows PayFi up 1.12% in 24 hours while RWA and DePIN slip

Crypto sectors posted mixed performance on Oct. 19, according to SoSoValue data, with PayFi leading the gainers after rising 1.12% over the past 24 hours. Within the sector, Monero (XMR) climbed 2.37% and Zcash (ZEC) added 2.32%. Bitcoin (BTC) rose 0.89% and moved above $82,000, while Ethereum (ETH) gained 0.45% and traded in a narrow range around the $2,400 level. Other advancing sectors included Layer1, up 0.48% with NEAR Protocol (NEAR) rising 2.22%; CeFi, also up 0.48% with Binance Coin (BNB) gaining 0.77%; and DeFi, up 0.14% as Convex Finance (CVX) rose 6.06%. On the downside, Meme fell 0.02% with Pons (PONS) dropping 10.35%, Layer2 declined 0.32% with Starknet (STRK) down 4.31%, RWA lost 1.32% with Maple Finance (SYRUP) off 3.82%, and DePIN fell 1.57% with Grass (GRASS) down 3.56%. Sector indexes tracking historical market performance also moved lower, with ssiGameFi, ssiDePIN, and ssiRWA down 1.98%, 1.90%, and 1.10%, respectively.

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SoSoValue data shows PayFi up 1.12% in 24 hours while RWA and DePIN slip
PolyFlow
2026-09-07 08:03:24

PolyFlow launches app to unify fiat, stablecoins and global payments in one account

PolyFlow officially launched the PolyFlow App on Sept. 7, pitching it as a single-account entry point for fiat, stablecoins, transfers, card management and broader on-chain financial services. The app supports fiat on-ramps and stablecoin deposits including USDT and USDC from external wallets, with on-chain deposits and withdrawals available across Ethereum, BSC, Tron and Solana. PolyFlow said in-app transfers can be made to other users through a PolyFlow UID or a registered phone number, removing the need to copy wallet addresses for internal transfers. The company has also integrated PolyFlow Card into the app, allowing users to manage the card inside the product and connect digital assets to online and offline payment scenarios. Beyond stablecoins, PolyFlow said it is exploring the gradual addition of selected real-world assets, or RWAs, and other on-chain assets, while expanding its multi-chain connectivity. The company described the app launch as an early step in its push from PayFi toward what it called a Web3 neobanking foundation.

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PolyFlow launches app to unify fiat, stablecoins and global payments in one account
Stablecoins
2026-09-02 01:24:23

Stablecoin use is clustering around liquidity, settlement and treasury flows, not coffee purchases

A ChainCatcher article argues that the largest real-world stablecoin flows today are not centered on consumers buying coffee with USDC, but on trading venues, market makers, cross-border settlement, treasury operations, B2B trade, payouts and dollar access in emerging markets. Citing data shared by Triple-A founder Eric Barbier, the piece says Triple-A’s TPV doubled from July 2025 to July 2026, while TPV from trading platforms, exchanges and market makers rose 150% and now contributes roughly two-thirds of the company’s total. The article also points to Codex, which said its monthly volume has reached about $1.2 billion, while its newly launched 1:1 USDT-USDC conversion product, Codex Par, is already processing hundreds of millions of dollars per month on its own. The author’s central argument is that large stablecoin volume figures can be misleading if they are automatically read as merchant payments or remittances. A significant share of that activity may instead come from swaps, arbitrage, liquidity rebalancing, account funding and treasury movement. From African outbound liquidity corridors to B2B export settlement, gaming payouts, ad-spend funding and high-banking-friction sectors such as forex and CFDs, the article presents stablecoins as infrastructure that plugs into the most expensive, slowest or least connected part of an existing financial workflow. It also argues that once stablecoin-based payment and settlement flows become stable enough, credit products are likely to emerge on top of them.

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Stablecoin use is clustering around liquidity, settlement and treasury flows, not coffee purchases